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HSBC Accounts Past Debt

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Comments

  • JGUK
    JGUK Posts: 222 Forumite
    Seventh Anniversary 100 Posts Photogenic
    Well fingers crossed then ! Lets see what happens, will I have much luck appealing it ?
    Thanks
    JG
  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
    JGUK wrote: »
    Well fingers crossed then ! Lets see what happens, will I have much luck appealing it ?

    If they reject you because of the historic debt then an appeal will not be successful as it will be a business decision i.e. you failed to repay before so they don't want to take the risk again - rightly so in my view.

    Are HSBC really the bank you want to be with? The 6% regular saver if you have as advanced account is good and the headline rates for lending are good but there are a lot of other options out there.
  • eskbanker
    eskbanker Posts: 37,842 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thrugelmir wrote: »
    So what's gained by applying for a SAR? The applicant should know this already.
    That was the whole point, OP doesn't know for sure if they're on such a list so a SAR was put forward as a way of finding out, as an alternative to applying (and using up a credit search)....
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