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When would you exchange euros

Ok.

So going to Dublin on 21/07/2016 to 25/07/2016.

Would you exchange before or after the Bank of England announces on interest rates?

Or would you hedge your bets and get 50% before and 50% afterwards.

As a family are planning to use cards, AQUA credit card and M&S debit card (if need top up from cash machines) but don't feel comfortable going cashless so would like to take a few euros as won't be having a hire car and planning on using taxis and public transport.

Comments

  • oops messed up title missed out word into in title. Should have been when would you exchange into euros!

    Doh!
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    The title is clear enough, this question appears regularly, sometimes several times a day lately. If you toss a coin it will give as good an answer as anyone can say. A 50/50 'hedge' is often suggested.

    If you have a smartphone you can use Revolut to exchange when you prefer at interbank rate (weekdays), no fees except 2% for withdrawals over €650 per calendar month.
    Evolution, not revolution
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What do you expect the BoE to say/do about interest rates?

    How will that affect the pound/Euro exchange rate?

    Your view on these questions is just as valid as mine. And of course something might happen that has a bigger effect...
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm off to Greece 22nd August, I'm only taking £500 worth of € the rest will be spent off card. Am on a tight budget but not overly bothered about exchange rate - I'll keep an eye on it but as long as no drastic drops I'm not worried
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Kernow666
    Kernow666 Posts: 3,480 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker I've been Money Tipped!
    you wanted an answer so here is one


    change them on the 19th of july at precisely 15.41
    "If I know I'm going crazy, I must not be insane"
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