Sat 9th/Sun 10th - what small DFW things will you do this weekend?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Happy weekend frugal ones :hello:

Lovely not to be at work. Shame it's raining, oh well. Meant to brighten up later.

My list for today:
Item of clothing had run overnight in washing machine, so I need to sort that out.
Hang washing inside on airer
Check banking, surveys, FPL
List some stuff for sale
Tea we didn't have last night for today
Lunch from cupboards
Freeze some jackets I cooked yesterday as they were on the way out and oven was on anyway
Make a cake/biscuits
DD to various pre paid activities
Walking to friends this afternoon , children can play. We can natter. Good for the soul.
Use blueberries and banana that have Sen better days in a smoothie

Think that's about all, enjoy your day folks. PF.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

lego_mum wrote: »

Its hard to find something that occupies a 7 & 10yr old boys and a 12yr old girl when the weather isn't very good.

Have them make pizza from scratch or non-alcoholic cocktails.

Foot volleyball: Blow up a balloon, improvise a net. Sit on floor. Play volleyball with their feet only.

allydowd

Hi July Joculants,

Thanks for the starter PF. I woke up at work time, on my day off.

I don't have time to read everyone's posts but much love to everyone.

Not sure what we'll be doing: DW has recovered from her unintentional gymnastic stunt but now has a horrendous eye infection. She might not feel like doing anything. May spend rail ticket refund voucher and go get a free tour of Paisley Observatory. Won't be going anywhere today. DW has eyes like a panda-shaped balloon and is confined to the sofa.

Debt Free-Nillionaire Continuity Plan Year Two:

* Unsubscribed from a few junk emails.

* Did RM Surveys.

* Drive to next town and get the latest batch of eye medication. Phone ahead to make sure it's in stock. By some miracle our ultra-wee village pharmacy had the drops in stock, and just £1.20. Happy with that.

* Checked online banking.

* Added to Australia Fund.

* Alarm clock off at the wall til tonight.

* Hold a sock reunion event. We seem to have two strays. Will have a hunt. Also found a missing earbud from my favourite headphones.

* Listen to free podcasts on the BBC iPlayer. I like retro sitcoms: The Likely Lads, Steptoe and Sons and the like.

* Check all Loyalty Points.

* Washed out Ikea re-sealable bags which we use in the freezer. They can be re-used and last ages. (Link)

* Sell Stamps on eBay, again. Hate eBay, but it works.

* Go freezer diving. It's a bl**dy mess in there. Needs investigating and sorting out. We're not very good at keeping an inventory. Great Blue Smurf, that was a disaster zone. Took me 30 mins to sort through it. We have one of everything. You could open Dowd Towers as a branch of Iceland. So it'll be thin steak sandwiches for lunch, we had a random grill up for breakfast and we'll have curried "random stuff" for dinner with an assortment of bhajis, duck rolls etc. Local supermarket has had a lot of yellow-stickered minute steaks recently. And, again, we have six naan breads in there. They can become pizzas as recommended by (I think it was) La E.

* Cleaned upstairs with Stardrops and washable cloths. DW has fallen asleep on the sofa so I can't continue til she's awake. That's my excuse. Managed to get it all done. Topped up Stardrops bottle with more diluted solution.

* £10 gift voucher I won from RM Surveys arrived.

* Homemade fancy coffee with condensed milk.

How about you folks?

allydowd

lego_mum wrote: »

Thank Ally

Welcome.

Build an indoor crazy golf course with household objects, wrapping paper tubes for clubs and screwed up ball of paper for a ball.

Put on a play or a comedy sketch.

YORKSHIRELASS

Morning. Not upright yet, making the most of the fact that my gym class has been cancelled. LM I confess that I might be tempted to organise a movie afternoon for the boys or find somewhere under cover to go!

Lots to do today. Lots of laundry too and the forecast is dreadful, might have to put the heated airer on. I bought an airer that goes over a door which is fab and was less than a fiver so might get that out too.

Right, going to move. Oh need to make a shopping list for Lidl too.

Pernicious

Morning all,

Thanks for starting us off PF.

Sadly it is chucking it down here as well so I won't get outside to do the garden or wash my car today.


June has been a horrendous month for us financially as we have been so busy, time to reign it in & get back on track savings wise! So with that in mind, today I have/will:-

• All meals from stores
• Create a meal plan for the following week & from this a shopping list
• Go to Mr T's instead of Sainsbugs as they have sent us an £8 off £40 spend coupon which should save us money, stick to list
• Check online banking & pay off credit card in full
• Washing on eco setting using less than the recommended dose of washing liquid
• Hang up to dry
• Lots of cleaning & tidying round to do today
• Check free postcode lottery
• Enter some competitions & check for any useful freebies
• Make a spreadsheet showing what we still need for Moomin with prices so we can double check we are on track
• If I get time, go through some bits & see what can be sold to raise some extra money

Have a great, MSE day everyone x

Bagpuss741

Today I have/will:

1. Checked online banking
2. Watched 2 very bad films on amazon instant prime.
3. Meals from stores
4. Sorted budget for week
5. Organised greenhouse
6. Check to see if M&S giftcard has been topped up
7. Email magazine to see when renewal is due
8. Checked noddle
9. Fed Tomatoes

La_escocesa

Hello there my lovelies,

Nice to see you posting Bagpuss
Legomum - send me a pizza please! Sounds like a fab idea.

I'm mainly at home today. Was out shopping this morning and have now added spends to YNAB.

In for the rest of the day - we have food, vino, netflix and each other What else could we possibly need?! :rotfl:

I've sorted some more bags for charity too and have a load to go to the tip. The clear out is on! :cool:

Online stuff - need to sort my website with up-to-date info as well as doing the kitchen planner thingy to see how much a new kitchen might cost us...

I started reading a great book last night so I will probably read some more of that. 1900s Russia - another world to get lost in

OH is taking the dog out while I do some more cleaning. Fair swapsies I think

Off to order online bday card - have credit in my a/c so it kinda feels free

Catch up soon guys!

xxx

allydowd

Pernicious wrote: »

Sadly it is chucking it down here as well so I won't get outside to do the garden or wash my car today.

It rains all the time here. I usually soap the car and then leave the rain to wash it off! :rotfl: