Travelex globe passport card

scotty1971

Been looking at the prepaid card thread,and as i will only be using my card for cash withdrawls in Majorca.Am i correct in thinking this card would be the best for me as it does not charge for cash withdrawls?

thanks

Scott

NiftyDigits

It does charge. Revolut or Metro Bank debit is better.

scotty1971

NiftyDigits wrote: »

It does charge. Revolut or Metro Bank debit is better.

Was wondering that as it sort of contradicts itself,one part says it does another says it does not

NiftyDigits

scotty1971 wrote: »

Was wondering that as it sort of contradicts itself,one part says it does another says it does not

It doesn't contradict itself. It is clear that it takes a percentage from each transaction.

scotty1971

Exchange giant Travelex offers its Globe Cash Passport, which allows you to load it with pounds, then charges you a 2.49% load every time you make a transaction in a different currency. It's a higher exchange fee than the others, but you're not charged an extra fee to withdraw cash, so this could be worth it if you'll be using ATMs a lot.

Does this not mean atm withdrawls are free? I understand i will be charged for loading the card.

NiftyDigits

scotty1971 wrote: »

Exchange giant Travelex offers its Globe Cash Passport, which allows you to load it with pounds, then charges you a 2.49% load every time you make a transaction in a different currency. It's a higher exchange fee than the others, but you're not charged an extra fee to withdraw cash, so this could be worth it if you'll be using ATMs a lot.

Does this not mean atm withdrawls are free? I understand i will be charged for loading the card.

No, you don't. You are charged for using the card. Between 1.49% and 2.49% dependent on when you applied for the card.
Even if you were charged for loading, that would still be a cost of 2.49% for any transaction, including withdrawals.
Why are you wasting time on this? How many times do you need to be told the same thing?

scotty1971

NiftyDigits wrote: »

No, you don't. You are charged for using the card. Between 1.49% and 2.49% dependent on when you applied for the card.
Even if you were charged for loading, that would still be a cost of 2.49% for any transaction, including withdrawals.
Why are you wasting time on this? How many times do you need to be told the same thing?

I get the message loud and clear:rotfl:

scotty1971

NiftyDigits wrote: »

It does charge. Revolut or Metro Bank debit is better.

Thanks will only be loading them with sterling,looks quite difficult to get a Metro debit card up here in Scotland.

NiftyDigits

scotty1971 wrote: »

Thanks will only be loading them with sterling,looks quite difficult to get a Metro debit card up here in Scotland.

So Revolut, Halifax Clarity or Creation Everyday will fit the bill.

If you got your CPG before 19th November 2012, it's not a bad option with a total charge of 1.49%. But the options above can be better value.
Just be aware of the Revolut £500 per month fee free withdrawal limit. So use for purchases when you can.

eDicky

scotty1971 wrote: »

looks quite difficult to get a Metro debit card up here in Scotland.

Dumfries and Galloway by chance? - Take an account with the Cumberland BS, their debit card is fee free worldwide.

scotty1971

NiftyDigits wrote: »

So Revolut, Halifax Clarity or Creation Everyday will fit the bill.

If you got your CPG before 19th November 2012, it's not a bad option with a total charge of 1.49%. But the options above can be better value.
Just be aware of the Revolut £500 per month fee free withdrawal limit. So use for purchases when you can.

i did take the card out prior to 2012,but expired on 4/16:mad: