Precise Mortgages - how long from application to offer?

Time2go

Searches ie local authority and environmental survey on property nothing to do with mortgage although if they come back with something weird such as mine shaft mortgage company may change mind on mortgage ability

Can I recommend kirstie and Phils buying a house book as it goes through all stages of buying a house

Annie2311

@timetogo

Thank u I'll have a look at that book. Hoping to hear from precise soon they only requested one document for proof of address and a couple of questions so hoping to hear soon x

Time2go

I haven't heard anything yet. Mortgage submitted and valuation fee and credit check all done on Monday. Will chase mortgage advisor tomorrow. Going to chase solicitor today to see where we are.

Time2go

Didn't someone have a valuation today how'd it go. I couldn't wait till tommorow so gently chased mortgage broker as strictly speaking if Monday day 1 today isday 4.

Time2go

OMG precise have instructed surveyor !!!!! Does anyone know if that means they are happy with paper work (they just asked for payslips p60 and bank statements)

EverythingIWant

Great news! Our application has been submitted now - just a waiting game now, we gave our broker so many documents hopefully they won't request to many extras! When are they carrying out the valuation? I am guessing that means they are pretty certain your gunna get to the offer stage!

Time2go

Maybe not as may be underwritten after valuation. I won't believe anything till offer documaent in hand

Annie2311

@Timetogo

That's great news. When did u send additional paperwork? Ours was sent over from broker today but she said it's a 4 day turnaround for additional paperwork. The estate agent is going let me know when valuation is instructed. Good luck hopefully won't be long for u x

Time2go

I have no idea as I think the info provided so far is just standard info required I don't know if they will ask for extra

Annie2311

@time2go

It's defo looking good for u I would say. The broker also had loads of paperwork for us was just proof of address they wanted for my husband don't know why as he's been on voters roll for 13 years. good luck let me know how it goes