Car insurance and non-fault claim headaches!

huckster

I will make myself even clearer. IF the owner of the car can evidence a loss they have suffered as a direct result of an accident, that they would not have otherwise incurred as a result of the actions of a liable third party, then they can seek a recovery in court.

Quentin

huckster wrote: »

I will make myself even clearer. IF the owner of the car can evidence a loss they have suffered as a direct result of an accident, that they would not have otherwise incurred as a result of the actions of a liable third party, then they can seek a recovery in court.

You aren't unclear at all, just mistaken.


It isn't the third party's responsibility that the "victim" took out a loan to buy the car that isn't covered by the market value.

Quentin

Fridge03 wrote: »

...Still not sure what to do about my trip though. Could I claim back through his insurance/take him to small claims to recover the cost of a rental car?

If you need a replacement vehicle pending yours being replaced by your insurer then the third party is responsible for paying for it (along with your other uninsured losses)

Fridge03

Quentin wrote: »

If you need a replacement vehicle pending yours being replaced by your insurer then the third party is responsible for paying for it (along with your other uninsured losses)

I do have a courtesy car at the moment from my insurers.


This issue is that enterprise won't let their car go abroad.
I've asked my insurers if they can arrange something and they have said no.
The third parties insurance have said to me that I should go through my insurance and they will claim it back from them. My insurance have said completely the opposite.

Confused......

Quentin

You could hire a car abroad and claim the cost off third party.