Experian ratings vs the rest

andylong42

Hi,

I have had problems in the past and ended up on a DMP with CCCS. I was fortunate enough to be able to wipe the slate clean and pay off all of my debts earlier this year. I have signed up to Experian, Equifax and Noodle to see how things have been effected. My Experian score had risen to 950 and is very nearly at excellent, however the other two are still in the very poor ratings. Why are they so vastly different and why are they not improving?

pcman1985

Because they are meaningless random numbers and are no way related to your credit history.

DCFC79

andylong42 wrote: »

Hi,

I have had problems in the past and ended up on a DMP with CCCS. I was fortunate enough to be able to wipe the slate clean and pay off all of my debts earlier this year. I have signed up to Experian, Equifax and Noodle to see how things have been effected. My Experian score had risen to 950 and is very nearly at excellent, however the other two are still in the very poor ratings. Why are they so vastly different and why are they not improving?

It's because those who decide the scores at Equifax and Noodle have run out pins that they use to blind pin a number.

Is the hI story correct on all 3 reports ? If so then it's all good and all you need to worry about.