We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Experian ratings vs the rest
andylong42
Posts: 106 Forumite
Hi,
I have had problems in the past and ended up on a DMP with CCCS. I was fortunate enough to be able to wipe the slate clean and pay off all of my debts earlier this year. I have signed up to Experian, Equifax and Noodle to see how things have been effected. My Experian score had risen to 950 and is very nearly at excellent, however the other two are still in the very poor ratings. Why are they so vastly different and why are they not improving?
I have had problems in the past and ended up on a DMP with CCCS. I was fortunate enough to be able to wipe the slate clean and pay off all of my debts earlier this year. I have signed up to Experian, Equifax and Noodle to see how things have been effected. My Experian score had risen to 950 and is very nearly at excellent, however the other two are still in the very poor ratings. Why are they so vastly different and why are they not improving?
0
Comments
-
Because they are meaningless random numbers and are no way related to your credit history.0
-
andylong42 wrote: »Hi,
I have had problems in the past and ended up on a DMP with CCCS. I was fortunate enough to be able to wipe the slate clean and pay off all of my debts earlier this year. I have signed up to Experian, Equifax and Noodle to see how things have been effected. My Experian score had risen to 950 and is very nearly at excellent, however the other two are still in the very poor ratings. Why are they so vastly different and why are they not improving?
It's because those who decide the scores at Equifax and Noodle have run out pins that they use to blind pin a number.
Is the hI story correct on all 3 reports ? If so then it's all good and all you need to worry about.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards