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NST July - Own your choices

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Ok todays mini challenge to all you lovely Turtles is to post up your meal plans.for the coming week. You may help inspire someone else to try a new combo and save a spend day :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • doingitanyway
    doingitanyway Posts: 9,922 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    A NSD today ( 2/12 NSD)

    I am making an unexpected purchase so will be extra, extra, without funds this month now. So, I am upping my NSD target from 10 to 12 to help

    My shopping budget is down too as I now have £20 a week for everything until payday in 3 week's time :eek:

    Today my target is decluttering, gardening (and therefore exercise) and creating a haven of clean tranquility in my dining room/work room.:)

    Meal planning is essential due to my new budget.

    Here is this week's meal plan using stuff I already have

    Breakfast
    Yoghurt/Fruit/Seeds
    Eggs

    Lunch
    Leftovers

    Main meal

    Aubergine and courgette curry and quinoa

    Buckwheat pancakes with roasted veggies and feta

    Lamb chops, sweetcorn and roasted veggies and tahini sauce

    Adzuki beans, spinach and dark miso with sweet potato mash

    Chicken salad

    Lamb chops, kale and broad beans and tahini sauce

    Thai chicken and mushroom curry with quinoa

    Have a great day turtles :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • joeyjimbles
    joeyjimbles Posts: 2,248 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Florence_J wrote: »
    .

    I use the Shopitize app, which rewards you with small amounts of money for buying certain products on offer that week on the app as long as they are from one of the main supermarkets (Iceland doesn't count I'm afraid)

    I only buy products I could realistically see myself buying as you won't be saving money if you buy something you don't usually buy.

    Before I buy anything though I go on the website 'MySupermarket' and type in the product name to see who is selling it cheapest. For instance recently Boursin was on offer. In Tescos it was £2 but in Morrisons it was £1, so i bought it from Morrisons as it was within walking distance and that means I saved even more money with it.
    .

    I used to do this too but a friend pointed out that every Tuesday when the new offers are released, a lady with the user name of Kikai posts on HUKD - she lists all the offers and which supermarket has the cheapest prices so you get maximum profit. Now you might still need to do your own research if the cheapest one is not nearby but it might save you a little time.
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • 498louise
    498louise Posts: 67 Forumite
    Seventh Anniversary Combo Breaker
    Hello,

    Well not managed a NSD yet. I was doing fine on Friday and took my lunch to work with me but then my husband suggested that I go buy a packet of envelope our money into. It was only a £1 for the envelopes but this sparked off the attitude in me of 'well as I've already not achieved a NSD, I might as well buy a few snacks' and so probably spent around a £5 in total on Friday whe it could have just been a £1! I clearly need to address this attitude!

    Yesterday was my birthday and we were having family over for a meal so we spent money on buying things for that. We were buying last minute so could have definitely spent less money if we had been more prepared. Another lesson to learn!

    Today will be another spendy day as need a weekly shop. Without a car at the moment so going to do an online shop. Will meal plan when I do that and post my meal plan later. We are also going to do our budget today and put money into envelopes. When I spend money from the envelopes on intended purchases I won't count them as spend days, only if I buy things out with things budgeted for. Need to send my cousin a b'day card today but have spare cards and stamps in the house so that is fine.

    My hubby and I agreed in no b'day presents for our b'days (his is in November) and we will try and aim for a break away in November/December instead so an extra incentive to be good with the spending/saving. Earlier in the month my MIL gave me £40 for my b'day and I promptly spent that on 2 pairs of jeans and a long top to wear with leggings as I needed these items. I shouldn't need to buy clothes for a good while now. I got a £30 boots voucher from my mum so plan to keep that for when I need to replace things rather than spending it frivolously. I need some new hairbands (put my hair up a lot) so that may be my first purchase on it. I also received a gift of a small handbag which I needed but didn't want to spend the money on so happy with that.
    NSD Dec: 0/15
    Make £1 a day in Dec: £0/£31
    Credit Card1: £0.00
    Credit Card2:
    Bank Loan: £0
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Bobarella wrote: »
    Ok todays mini challenge to all you lovely Turtles is to post up your meal plans.for the coming week. You may help inspire someone else to try a new combo and save a spend day :)

    Oooooh, great idea Bob. I'm in Worthing visiting my parents, but usually buy my own food anyway so I will do this after I've been to the shops.
    498louise wrote: »
    Hello,

    Well not managed a NSD yet. I was doing fine on Friday and took my lunch to work with me but then my husband suggested that I go buy a packet of envelope our money into. It was only a £1 for the envelopes but this sparked off the attitude in me of 'well as I've already not achieved a NSD, I might as well buy a few snacks' and so probably spent around a £5 in total on Friday whe it could have just been a £1! I clearly need to address this attitude!

    I suffer from this mentality too, it's crazy!
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Ok, meal plan.

    I have just returned from the shops in Worthing with some food for the next few days.

    Breakfasts

    Eggs and toast
    Porridge

    Lunch

    Tomato and three bean soup
    Lentil and vegetable soup
    Fish and rice

    Dinner

    Med Veg, wholegrain rice, salmon fillet x2
    Spinach and Ricotta cannelloni
    Tomato and Mascapone Pasta

    I'm afraid none of these are recipes, they are all tins/ready meals/microwaveable sachets as am holiday and don't wish to cook too much.

    Spent 18.51, and what's more my dad is charging me 3.50 per day i am here!!! :eek: he is on a reduced income now that all my brothers have moved out and aren't paying housekeeping any more, so it's not so much the price that is a bother, but the suddenly being made aware of this when I arrived home. :rotfl: Barely had my foot in the door first, ah well, that's my dad for you :)

    I think I may have bought a bit more than a need, so will focus on eating the fresh things and the tins and microwaveable sachets I can always bring home with me to Cardiff.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hi everyone!

    Not managed a NSD yet I'm afraid. Spent on Friday as we needed bread so decided to do a full shop in the hope of avoiding spending over the weekend. However, ended up treating little ones to cake yesterday then needed veggies today that I forgot in the main shop!

    Have unexpectedly had an extra tax credits payment into my account. Have had a renewal letter through which doesn't say anything about it, but as they have come at the same time I assume that are connected!? This on top of lots of selling means I have £450 in my savings account. Can't decided whether to pay it off cc now, or wait til I have saved the full amount and pay it off in 1 lump sum.

    My meal plan for the week is:

    Roast chicken dinner
    Chicken ramen
    Chicken curry
    Cous cous stuffed peppers
    Butternut squash risotto
    Chicken kebabs, salad, wraps
    Sausage and chips

    Breakfast is a cereal bar and fruit. Lunch will be home made ready meals from the freezer - vegetable chilli, pasta dishes etc.
  • TrushTush
    TrushTush Posts: 218 Forumite
    Sixth Anniversary 100 Posts Photogenic Energy Saving Champion
    NSD today, my 1st, yey!
    I really need to sort my meal plan, I am going to have a look through the freezer later and sort this. I am off to do some studying now as I am awful for procrastinating!
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All

    Loving the meal plans, you guys eat really well!! Im planning to review & see what I can include :)

    Today I have done loads of jobs. Things I've not had time for in a while, for example handwashing 2 wool cardies of DDs that have sat waiting for weeks. Taking clothing to the textile recycling point (£1 found in the pockets just before I posted them in) dusting the bedroom including the top of the cupboard and hoovering the skirting boards under the wardrobes.
    Got some garden toys out and washed them with hot water and washing up liquid.

    I am starting to feel really pleased with operation declutter. Our room is 90% clutter free. We need to find room somewhere else in the house for our scuba gear which is sitting on top of my husbands wardrobe, a sleeping bag & a blow up matress.
    My sons room is 95% decluttered. The bathroom is as good as it can be.
    The office needs work. But most of that is just moving a pile to the loft.
    Downstairs the front room is 99% clear. And so is the kitchen. But the dining room needs work. Most of the issue is the comic collection boxes. Which have to live somewhere.
    The shed needs a huge tidy

    Thats our whole house.

    I have walked for around 2 hours today in and around the area so lots of lovely fresh air and sunshine. Have spent good time with all the family & feel like we've made some memories.

    I found 4p roadkill & a triple points coupon as well as the £1 in our old clothes. So a good day all round. About to make chicken quesadillas with the roast chicken from yesterday. Will pad them out with red kidney beansn& served with salad and the home made coleslaw.

    Bye for now

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • apple_muncher
    apple_muncher Posts: 15,234 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    My 2nd NSD today. Have only just read the post re meals, bob.

    B'fast is always 3 scrambled egg + cottage cheese
    Lunch is something like tuna + coleslaw padded out massively with veggies.
    Tea is going to be hm chicken curry/ hm chili/ som ostrich burgers I just found in the freezer/ chickeny stuff...
    Snacks are mixed nuts, cheese, apple.

    Ha! What is not on there is the rubbish that I will also pop into my mouth...

    So, Wimbledon is on, and the Tour has started. Bliss! It was in this month one year that kat had a rule of '1 hour tv per day'. :eek: Fmess - remember it?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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