Halifax Clarity Card on holiday

Legacy_user

Ok so the £ has the jitters at the moment and I will have to take my chances deciding when to buy a small amount of $ for my holiday in July but I'm looking a bit of information about using my HCC.
The newspaper has had scare stories about people having trouble spending on holiday since we voted out of the EU. I take it as long as I ensure that I leave the exchange rate in Halifax's hands I should have no problem using the card.

zagfles

What was the newspaper's reasoning for this? URL?

Mastercard are still publishing their conversion rates for GBP (which the Clarity uses).
https://www.mastercard.com/global/currencyconversion/index.html

There might have been some very short term problems changing cash yesterday as the pound plummetted, but other than getting a far worse exchange rate because of Brexit, I can't see any reason for problems.

I was abroad during the ERM problems when the pound plummetted a similar amount - there were problems changing cash for a couple of days but no problem using cards.

dj1471

I've had no problem using my cards post-Brexit, both the Clarity and the Creation card. Ignore the scaremongering.

Gloomendoom

I did see some reports that there were a few instances where over-the-counter transactions were being refused in some places. Australia was one.

Nothing about ATMs though.

philatio

Its a Mastercard. You're using it to pay or withdraw in local currency.

Unless Halifax goes bust, Brexit should have no effect on its use

Yolina

dj1471 wrote: »

I've had no problem using my cards post-Brexit.

Just as well given that Bexit hasn't actually happened yet Just the referendum... there's a long way to go.

dj1471

Yolina wrote: »

Just as well given that Bexit hasn't actually happened yet Just the referendum... there's a long way to go.

You know what I mean, post-vote

Sadly the currency market doesn't see the distinction, here in Malaysia I'm getting 10% fewer Ringgit for my money