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payday panic

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Comments

  • anyway this really isn't about me not budgeting its about the fact I had my final weeks money in my wallet and I lost my wallet.
  • Broadwood
    Broadwood Posts: 706 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    anyway this really isn't about me not budgeting its about the fact I had my final weeks money in my wallet and I lost my wallet.

    If it was stolen - fair enough it happens. But to lose a wallet is rather careless.
    Never trust a financial institution.


    Still studying at the University of Life.
  • mwarby
    mwarby Posts: 2,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    anyway this really isn't about me not budgeting its about the fact I had my final weeks money in my wallet and I lost my wallet.

    Is the issue not the only money you had, was enough for another week to get you to next payday.

    I'm a fan of budgeting over a year with jamjar accounts, and think if you done this you would have had a pot you could raid(ok the pot needs refilling, to serve its original purpose)

    Some way which works for you, you need to have some sort of reserve/backup plan to you over in bad times
  • Lincsdebt
    Lincsdebt Posts: 97 Forumite
    Debt-free and Proud!
    I have every sympathy with you. I am two months away from finishing paying my 6 year IVA. So lots of old clothes and crumbling house without money for maintenance.


    I take the point above, but would say my old car was "fast", 2.2 SRi, but also 15 years old. So worth very little, then it developed a major problem, which was unrepairable. Like Bruce I like in a rural area with no public transport, we coped with one car (not easy) till my husband got unexpected PPI refund and have managed to get something else now. Still nowhere near new but working.
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