Round and round the overdraft....soon to be no more

SpekySquarehead

Woohoo!! Enjoy your well deserved break.

Honeysucklelou2

Love that end of term feeling! Hope you have a great Easter break.

louby40

4 NSD so far. Gorgeous day here. Just waiting for the plumber to come and do me a quick job then we're off out for a walk.

Great start to the hols!

Drawingaline

Louby, finally caught up with your diary. Things are moving fast! Congratulations on the kitchen purchase. I totally understand the desire to do things to the house, I paid a plaster to do our large front room, did it in three parts so I could save up the money :rotfl: I am now thinking about how to start my bathroom in stages, but I only have half a kitchen as cannot do anymore of that until I have a new window fitted........

louby40

Thanks for stopping by DAL - I'm excited (and nervous) about my kitchen plans. It means going back into debt again but I figure it's controlled (and at 0%) and I plan to pay more off it where I can. I always knew I'd have to get a loan to get the kitchen done - no way I could save up £10k, it would take me 2-3 years. So by September it should all be done. Infact the whole downsatirs will be sorted as I'm having a new ceiling/lights in my hallway.

mummytogirls

House plans are sounding great Louby, I'm glad you've managed to get cheaper rates/money knocked off xx

louby40

Another busy day. I went to the gym again this morning for a spin class then it was off to have my hair coloured. I don't have it blow dried so it's half the cost. I'll go again in 4 weeks to have it cut and blow dried. It probably saves me about £160 a year walking out with wet hair.

Pottered about this afternoon and then went out for a walk to post a letter. Racked up 13,000 steps on my Fitbit

SpekySquarehead

Well done on being thrifty and also on the steps. Making healthy decisions both physically and financially.

How many NSD's do you have?

Poor_Single_lady

I love the sound of your new kitchen and lighting. It's going to be amazing. Do you have the phrase Well Jel where you are. I think I will be! xx

louby40

I'm up to 6 NSD days so far Speky. We've not done much. My two boys do their own thing these days so I don't need to entertain them. I've gone to the gym everyday this week, cleared out some old bedding, stripped the wallpaper off my kitchen wall.

We're off to Chesterfield tomorrow - walking round Stanage Edge then staying in a pub in the town, nice meal, few drinks etc.

PSL my current kitchen is very tired and grotty. My house is about 13/14 years old so lots of things need updating now. I have cupboard fronts falling off, not to mention the massive hole in my ceiling from my flood last summer. I'm probably going to be in £13k worth of debt but I'm planning on trying to pay it off in a year if I can. No holidays for me this year or next year. It's going to be 3 weeks of major disruption but will be worth it!