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Elite 11+ shopping and chat thread

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Comments

  • savvy_sal
    savvy_sal Posts: 5,015 Forumite
    mhoc wrote: »
    so you still have the R85 forms on all of your savings - I've been dithering about this but I think I am going to do it with all of mine anyway.
    Its the annual savers that you have to renew every year that are annoying - having to set up the new SO and a new R85

    Yes.I don't pay tax on any of them but most of them are in fixed rate isa's anyway.

    I have only two bank accounts though because I discussed it with the executors of my will and they didn't want me to make it too complicated:rotfl::rotfl:
  • bubbs
    bubbs Posts: 67,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sending my best wishes to northern geezer.

    Been out for lunch with my son, was a belated birthday lunch from last Saturday as didn't want to go out then! Am stuffed now. :)
    Sorry i posted shop and ran i have been sorting room of dooooooom:rotfl::rotfl:
    Hope you had a lovely lunch x
    savvy_sal wrote: »
    1x ASDA Chips & Curry Sauce (400G) £0.90 N/A
    1x Seriously Tasty Minced Beef & Onion Pie (235G) £1.00 N/A
    1x Heinz Mayonnaise (400ML) £1.50 £2.68
    2x Smirnoff Premium Vodka (1L) £40.00 £32.00
    1x ASDA Italian Beef Lasagne (400G) £1.50 £2.17
    1x Heinz Beef Ravioli (200G) £0.75 £0.68
    1x ASDA 2 Sausage & Cheesy Bean Slices (300G) £1.50 N/A
    1x ASDA Smartprice Pate (150G) £0.46 £0.46
    1x Asda Chosen By You Garden Peas (300G) £0.38 £0.38
    1x ASDA Smoked Bacon & Cheese Quiche (330G) £1.00 N/A
    1x Nestle Pure Life Still Spring Water (500ML) £0.45 N/A
    1x Walkers Squares Salt & Vinegar Snacks (6X22G) £1.45 £1.50
    Comparison total (compared products only) £46.04 £39.87

    A v M womble today
    Thats a good womble:T:T
    savvy_sal wrote: »
    All the best to northern geezer.

    Used a £1.91 apg in asda this morning.and the receipt scanned at £191.91.

    I said hang on a minute while I go a grab a tv:rotfl:

    Supervisor was called and got in a right mess with it.Ended up cancelling the whole shop and starting again.
    Wonder how that happened:eek: shame it wasnt honured :rotfl::rotfl::rotfl:
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • Anon
    Anon Posts: 14,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mhoc wrote: »
    You need a password manager

    http://www.roboform.com/lp?frm=rfp-023&affid=12e01&gclid=CLrtmK3Bm84CFWwq0wodbewGJg

    I started off with the free version

    but then because I am subscribed to numerous websites I went on to get the Roborm everywhere which has an annual payment - I have it on my phone and ipad for the odd time I am away but need to check something - these are passnumber protected so I only have one number to remember instead of dozens

    Mainly I use it on the main computer and anything sensitive has an additional secure code

    I use LastPass free version (there is a premium version too but not paying :D).

    Anon
  • miss_corerupted
    miss_corerupted Posts: 3,486 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks I'll have a looksie. Probably going to make a list of all the things I have as I can't even remember what I do have let alone the details. hence getting caught out with Barclaycard.
    I have dyslexia, so get used to my spelling and grammar :)
    Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
    Current Balance £33921
    Declutter 2123/2016
  • mhoc
    mhoc Posts: 19,317 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    savvy_sal wrote: »
    Yes.I don't pay tax on any of them but most of them are in fixed rate isa's anyway.

    I have only two bank accounts though because I discussed it with the executors of my will and they didn't want me to make it too complicated:rotfl::rotfl:

    I've had a look at the website and you can still print R85 forms so that's what I am going to do, print a couple off for the renewed accounts and then complete and pop them in the post and then another for TSB in September and then drop it off when that renews

    sadly the ISAs are paying 1.3% at best :mad: - otherwise I would have a very neat set of finances but instead they are all over the place :D
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • juju17
    juju17 Posts: 1,266 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    mhoc.....from April 6th interest on non-isa savings is paid tax free, so you do not need to fill in a R85. According to this link from Nationwide, they state the R85 is obsolete.
    http://www.nationwide.co.uk/support/support-articles/tax/personal-savings-allowance
    Keep Moving 2018 challenge.
    January....
    Week 1-4 total 159.44 miles
    Week 5.... 41.66 miles
    Not moving anywhere! House renovations taken over life!!
  • Ladyshopper
    Ladyshopper Posts: 2,454 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bubbs wrote: »
    Sorry i posted shop and ran i have been sorting room of dooooooom:rotfl::rotfl:
    Hope you had a lovely lunch x


    Thats a good womble:T:T

    Wonder how that happened:eek: shame it wasnt honured :rotfl::rotfl::rotfl:

    You have a room of doom, I have a house of doom!! So need to do some housework but haven't done a single thing today as being very lazy. :o
  • ilovetoshop
    ilovetoshop Posts: 3,202 Forumite
    Good evening

    Hope everyone is well

    Thanks to Bubbs for keeping me updated :)

    Have only caught up from today but saw that weetabix might be glitching and mine use this


    That's unusual! We weren't the cheapest this time
    We want you to be 10% better off at Asda, so there's a voucher for you below.
    Based on comparable items... Tesco Sainsbury's Morrisons Waitrose
    The cost of your shop at Asda was: £38.35 £28.16 £27.20 £27.65
    The competitor cost would have been: £37.45 £28.47 £15.40 £27.95
    To be 10% cheaper Asda needed to be: £33.70 £25.62 £13.86 £25.15
    Compared to the 10% cheaper price £4.65 more £2.54 more
    £13.34 more
    £2.50 more
    Asda was... Not 10% cheaper Not 10% cheaper
    Not 10% cheaper
    Not 10% cheaper
    How was this worked out?
    View comparison
    View comparison
    View comparison
    View comparison
    14 items (5 different) on your receipt qualify for comparison Asda Morrisons
    1x Haribo Starmix (1PK) £0.10 £0.10
    1x Giant Strawberry Stripes (1PK) £0.10 £0.10
    10x Weetabix Golden Syrup (24PK) £26.80 £15.00
    1x ASDA Grower's Selection Cucumber (EACH) £0.42 N/A
    1x ASDA Grower's Selection Iceberg Lettuce (EACH) £0.43 N/A
    1x Barratt Flumps (12G) £0.10 £0.10
    1x Wham Raspberry Flavoured Bar (16G) £0.10 N/A
    0.11x Loose Red Onion (order by number of onions or select kg) (PER KG) £0.08 N/A
    0.14x ASDA Grower's Selection Loose Banana (order by number of bananas or select kg) (PER KG) £0.09 N/A
    0.2x Loose Onion (order by number of onions or select kg) (PER KG) £0.13 N/A
    2x Optiwell Peach & Apricot Yogurt Drink (1L) £4.00 N/A
    1x Swizzels Refreshers Original Lemon Flavour (18G) £0.10 £0.10
    3x Optiwell Strawberry & Raspberry Yogurt Drink (1L) £6.00 N/A
    Comparison total (compared products only) £27.20 £15.40
    +£11.80 cheaper
    For your information:

    Thanks to op x
    One cannot change the past, but one can ruin the present by worrying over the future.
  • bubbs
    bubbs Posts: 67,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have a room of doom, I have a house of doom!! So need to do some housework but haven't done a single thing today as being very lazy. :o

    I have a whole van of doom:rotfl: but i have seriously knackered my arm:eek:
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • bubbs
    bubbs Posts: 67,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ILTS :wave:
    Hope you are ok? Glad you got something :D
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
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