Elite 11+ shopping and chat thread

tweets

https://www.yeovalley.co.uk/things-to-do/fruit-machine

https://www.dorsetcereals.co.uk/collect-and-win/spin-to-win/

https://www.belvoirfruitfarms.co.uk/win-things/bagatelle/

http://www.jenningsbrewery.co.uk/competitions/ftw/

http://www.nikwax.com/en-gb/webquiz/

http://cricket.yorkshiretea.co.uk/teapot-test?utm_source=facebook&utm_medium=cpc&utm_term=h eadingley-sri-lanka&utm_campaign=teapot-test-2016

Good Luck

cjj_2

Tmorning all, hope everyone is well.

Sending love & best wishes to Northern Geezer. Take care xxx

tweets

MrsBartolozzi was yesterday's smartest player! :j:j:j

28 players played

http://www.funtrivia.com/private/main.cfm?tid=99008

Today's Topic (Saturday): Literature 1 : Easier

mhoc

tbw wrote: »

Thanks Juju - that does help my understanding. The main problem I have had is that I had no idea at all that there was a £5000 savings allowance ! With my 2 pensions I know I wS paying tax on a couple of thousand pounds over my personal allowance but I would still have had around £1000 left of the £5000 allowance. All my savings interest was paid after tax and I am now thinking that I should not have paid tax on all of the interest - I didn't claim any back cos I didn't know I could. And I wonder how many others have been caught out.

in theory if you have more than one source of income eg 2 pensions and savings interest then it might have been worth while doing a short assessment tax form each year - I think you might be able to go back ? number of years if you have your end of year statements.
MY OH has a tiny amount of share dividend from inherited shares so we completed a short tax form each year as share dividends only get 10% tax taken off plus there was gift aid on various things like National Trust, Oxfam, ATC, etc
The extra bit of tax he owed was paid by an adjustment in the tax code

we have had letters to say he does not need to do a short tax form now as the dividend is below £1000 - have to see how this works out

izzy65

This wouldn't suit you then dm,:rotfl:
[/URL]

izzy65

Good morning, wishing northengeezer a speedy recovery hope all goes well:)

juju17

tbw wrote: »

Thanks Juju - that does help my understanding. The main problem I have had is that I had no idea at all that there was a £5000 savings allowance ! With my 2 pensions I know I wS paying tax on a couple of thousand pounds over my personal allowance but I would still have had around £1000 left of the £5000 allowance. All my savings interest was paid after tax and I am now thinking that I should not have paid tax on all of the interest - I didn't claim any back cos I didn't know I could. And I wonder how many others have been caught out.

Yes tbw, it sounds to me like you should not have paid tax on your interest.
Here is an article dated JUNE 2015, when they discuss the new £5000 allowance, and how people are baffled about it!
http://www.thisismoney.co.uk/money/saving/article-3117390/New-rule-lets-claim-5-000-tax-free-allowance-claim.html
I knew from the few comments earlier this week on here, that people on this forum were not aware of the new rules.
They tend to make these announcements in the budget, and because they are not implemented straightaway, people forget about them....that is probably the governments intention!
If I was in your position, I would be contacting HMRC and claiming my money back.

Snap-ant

All quiet - we are first up :eek:
Even the 4 yr old is fast asleep :eek:

Beautiful hot day for The Big Cheese :T

Now this ex sad house is full of life & laughter it is happy again - seriously thinking of moving in properly to give it it's heart back :A so quiet without having to listen to The Savages discuss her bisexuality across the garden :rotfl:
So I'll do a quick catch up before the others stir & our day begins

Bestest Llovelies

TrulyMadly

zippydooda wrote: »

. .

davemorton wrote: »

:rotfl: :rotfl: :rotfl:

I'm not sure what the pair of you were up to but I'm guessing you were both being a bit naughty



:mad:









Hey ....another chance today for me to try and find Weetabix with treacle:T:T
Thanks izzey:A

TrulyMadly

I must google The Big Cheese and start thoroughly reading juju's links:)

Thank you for the maritime night shift TS and DM:T:T:T