Elite 11+ shopping and chat thread

gemmylou1984

I can always test on a Monday Wednesday or Friday first thing (like 7amish)...Tuesdays and Thursdays not til lunchtime.

Nerfy are you insinuating there's glitch on 2 for £3 deodorant? I could actually do with some deodorant! X

tbw

chocaholics wrote: »

Sorry, am a bit confused with T savings account that you are referring to, I have just looked at all of their savings accounts and the interest rates are very low, so are you talking about their current account? That gives 3% same as Santander.

The savings account is the one which lets you set up the DDs yourself rather than having to fill in forms to allow the recipient to do it. It's quick and easy. The interest late is almost non existing but it doesn't matter as you don't need to keep more than a few £s in there - it's only needed so you can use it for DDs.

underperky

Can someone help me with a small money matter ...my friend is selling her house ....I think it would be best to rent it out for income monthly

What would 3% of 100,000 earn in income per year /week /month

Tia

LEJC

Good morning all...

Izzey...I'm up for testing toiletries today if there are any that need investigating....

I'm mulling over a dilemma that I have with a tenant so need to take my mind off it with a little retail.

I didn't see Bubbs post yesterday....come on sweetie we need you back...Sarah too....and anyone else whos not been around too much lately!!!!

I didnt see what was posted,but I really do think that at the moment the elite is afraid to do anything whether that be post an opinion,post a glitch or whatever....it seems as if everyone is lurking....we cant survive that way and many of us will just casually read rather than contribute to the thread.

Yes some of us have differences of opinions but please dont be frightened to post ....thats the easiest way to kill off the thread going forward.

tweets

Good Morning

I had a lie in but am here :wave:

Congratulations queen of cheap on your good news :j

LEJC

underperky wrote: »

Can someone help me with a small money matter ...my friend is selling her house ....I think it would be best to rent it out for income monthly

What would 3% of 100,000 earn in income per year /week /month

Tia

perky....I cant help you with the savings rates aspect of the sale...but as one of these things called a Landlord I can give you plenty of advice on going forward down that route regarding legislation and things that need to be considered regarding the types of rentals your friend can do and the potential costings involved

Is your friend buying another property to live in...if so dont forget that recent changes mean that extra stamp duty is payable on any second purchase if something is already owned...that might be a factor to also consider in the rent/sell decision

tweets

https://www.yeovalley.co.uk/things-to-do/fruit-machine-xmas?pagename=things-to-do/fruit-machine-xmas

https://www.dorsetcereals.co.uk/collect-and-win/spin-to-win/

https://www.belvoirfruitfarms.co.uk/win-things/bagatelle/

http://www.jenningsbrewery.co.uk/competitions/ftw/

http://www.nikwax.com/en-gb/webquiz/

http://cricket.yorkshiretea.co.uk/teapot-test?utm_source=facebook&utm_medium=cpc&utm_term=headingley-sri-lanka&utm_campaign=teapot-test-2016

Good Luck

mhoc

Serendipitious wrote: »

You did.

Kon Mari decluttering mostly, which has had a very beneficial effect.

I lurk over there, I know I wont ever be able to fully embrace the Kon Mari concept but I am learning - its a lovley calming thread.

Yesterday I was doing the bottom of the wardrobes and the mid section shelves. Its like a wave, you start organising one shelve and before you know it all the shelves in a room are organised.

I found only 4 laundry liquids bottles so maybe by Christmas I need another glitch and in the meantime I have to stop compulsively washing things
Then I started sorting out all of the toiletries into types (deodarants, shampoo/conditioner/hairstuff, boys toiletries. bath and shower, skin moisturisers, pantieliners/cotton wool/tissues)
all of the middle of the wardrobe shelves now organised.

I started again this morning and I've now got the recycle basket full and I've got a food bank pile and another for the charity shop - not bad for just after 9 in the morning

On the plus side I found a superdrug hair dye - thought I'd run out of this shade, I now have 3 dyes :T and a box of hotel chocs - very ancient but we like to live dangerously.

Nannylala

tweets wrote: »

Good Morning

I had a lie in but am here :wave:

Congratulations queen of cheap on your good news :j

Good morning tweets bet your girl enjoys her lie in with her mummy :Asaw on breakfast TV how they have rejuvenated the BB house lots of gold everywhere as it is for the celebs.
Am of to the Debs Sale as want a nice little rucksack to use on my days out ..Tripp have some in the sale ...guess what color Nannylala wants ?..yes barbie pink
Enjoy your day ..

mhoc

underperky wrote: »

Can someone help me with a small money matter ...my friend is selling her house ....I think it would be best to rent it out for income monthly

What would 3% of 100,000 earn in income per year /week /month

Tia

Maybe something to think about - Is it in suitable condition to rent out, does it comply with current legislation?

We had this issue with my Dads house, he needed the extra income as he was self funding - had to pay his own care home fees - but the agent advised us that the work needed to get it to letting condition would not make it a viable option so it had to be sold