Elite 11+ shopping and chat thread

curlgirl

bubbs wrote: »

I dont know but you know there about 10 syns each:eek:

curl_girl wrote: »

Don't think that curlgirl is on a diet bubbs!
It's me who's the chunky one. :rotfl:

Hi curlgirl without a space.

bubbs wrote: »

Oh i didnt notice:o whoops:rotfl::rotfl::rotfl:

Evening "with a space," did wonder why you were telling me about syns :rotfl:Bubbs
I am trying to cut down, personally not keen on the rice but hubby & daughter like them. My downfall is Marks double choc cookies and sparks have 20% off this week :eek:

curl_girl

braveheart60uk wrote: »

I always follow the MSE guide, get quotes from all the comparison sites and the non comparison insurance companies. and check cashback sites. NEVER trust that going through CB will give the same quote, sometimes they cheat by adding on what you would get on CB.
Remember that standard is £1million rebuild costs.

My house worth £150,000
contents value, no more than £25000.00
No high value items.
no legal aid or emergency cover
No new for old
Excess £400
no nearby water or trees
no flooding record
8+ years no claims
non smokers
Took an afternoon searching, but well worth it.
I got mine in March through TCB to Aviva. Aviva cost £98.99, £50 TCB net £48.99. Tracked.


09 Mar 2017 £98.99 £50.00

21 weeks

Thanks.
I always have £0 voluntary excess with just the £100 compulsory.
Notice yours is £400 perhaps I should increase!
The past couple of years I have added family legal aid as well.
The cheapest direct comparison this afternoon was Churchill but was still nearly £200 so may have to rethink....however only have 2 days!

Thanks for the info.

braveheart60uk

My car insurance was done the same way, high excess, been doing it for about 10 years that way. Every year I change. This year fully comp, protected no claims through Quidco insurer RIAS, £234 and £50 tracked CB

Also when I took out mortgage I didn't take the £100+ a month that the NEXT home guy was selling (big commision for him)
I got term life insurance for 25 years for £100,000 at £13 a month, will pay off mortgage and then some.

braveheart60uk

curl_girl wrote: »

Thanks.
I always have £0 voluntary excess with just the £100 compulsory.
Notice yours is £400 perhaps I should increase!
The past couple of years I have added family legal aid as well.
The cheapest direct comparison this afternoon was Churchill but was still nearly £200 so may have to rethink....however only have 2 days!

Thanks for the info.

In my own opinion, it's a gamble, after all that what insurance is. I have a kitty now in a seperate bank account that can be used if any insurances are needed and excess paid. Play with the quotes and increase excess and see what happens to premium and also the question all money savers need to ask all the time. "Do I need it" legal cover? Low excess? New for old? It's all up to yourself..

*** Note this is not financial advice and I am not a broker, just a chancer***

bubbs

curlgirl wrote: »

Evening "with a space," did wonder why you were telling me about syns :rotfl:Bubbs
I am trying to cut down, personally not keen on the rice but hubby & daughter like them. My downfall is Marks double choc cookies and sparks have 20% off this week :eek:

Sorry:D dont go in there this week:rotfl::rotfl:im not buying curly wurly's:rotfl::rotfl:

bubbs

Night all :wave:

TrulyMadly

Why have we got cushions floating in our wine:rotfl:

curl_girl

braveheart60uk wrote: »

In my own opinion, it's a gamble, after all that what insurance is. I have a kitty now in a seperate bank account that can be used if any insurances are needed and excess paid. Play with the quotes and increase excess and see what happens to premium and also the question all money savers need to ask all the time. "Do I need it" legal cover? Low excess? New for old? It's all up to yourself..

*** Note this is not financial advice and I am not a broker, just a chancer***

I suppose we're all chancers.

An elderly neighbour told me that her previous property had subsidence, she lost it completely as the insurance company wouldn't pay anything!

She only recently passed away and had lived in her new property over 20 years, refusing to take out any home insurance saying it was a con. :eek:

curlgirl

bubbs wrote: »

Sorry:D dont go in there this week:rotfl::rotfl:im not buying curly wurly's:rotfl::rotfl:

afraid I fell at the first post today, been there, ate them.

curl_girl

TrulyMadly wrote: »

Why have we got cushions floating in our wine:rotfl:

Because the glasses are obviously big enough to fit them in!

Are you on your holibobs, if so enjoy.. ...:)