Elite 11+ shopping and chat thread

Snap-ant

fuzzgun19

Pant coupons down to £6 now.

Snap-ant

Serendipitious

mhoc wrote: »

this is a very scary long way from the ground :eek:

Sometimes Ive seen tickets for this on Groupon

It's only £4.50 for a senior or £5.50 otherwise.

I just paid on the day.

Serendipitious

Happy Birthday DM

Snap-ant

Ts

Marigolds 25p
Plenty 80p
Food waste sacks 30p
Viakal 30p



also 4 pack of Andrex soft bum wet wipes 60p

pippo

mhoc wrote: »

Its very scary - my OH is the same, not very financially astute - partly its laziness because I've always been the financial adviser and its all too much effort for him. He really has no interest in it and I think he likes to play the down trodden OH - whilst still enjoying the benefits that come with being married to someone that manages everything.

He has difficulty telling the difference between a credit card and a debit card - even though it quite clearly says which is which on them. It was only really in the last few years that he has had a credit card and only after I was fully satisfied that he understood the difference. If he has to go anywhere and pay for things I have to say use the credit card

The credit card is paid in full at the end of the month. The debit card is for withdrawing cash but he has to tell me so I can make sure its been topped up - it earns interest up to a certain balance.

One day a few years ago he got cash out of the cash machine and said he had difficulties with his pin - turned out it was the credit card he had used instead of the debit card. So I had to ring the CC people up and ask, well begged them really, for them to reverse the charges and I then put the money back onto the card - otherwise a £30 charge :mad:
They reversed the charges fortunately but I had to ring again because it also incurred further charges the following month

He now has a TSB contactless card which we spend up to £100 a month on day to day stuff to earn the £5 reward - this is another advanced stage we are up to ..

Oh mhoc, I think our other half's must be related!
Mine does manage a bank account of his own as is very careful with it, but always has to ask which card to use.
Mine is really not ready for contactless, although that might be his next step as he does have a TSB card, which he never uses. We have had a joint Nationwide card for years as I felt he might need access to monies if something happened to me, but as he never used it, despite me prompting him to, they now no longer renew it unless asked.
I am compiling an easy read list of what accounts we have, very little detail, so if death or dementia comes my way at least he will know where the money is - going to send a copy to DS as well.

purpledonkey

mhoc wrote: »

ta for this, I've logged onto the DVLA page and its 3 years before the points expire but 4 years before they are removed - not sure why this is.
The offense was committed in January

As for the peculiar date October 2008 that would make more sense as a provisional licence date - perhaps he applied for one and I've forgotten or he didn't say. I know he did his driving all in one fell swoop in 2011 when he was in army training... the mystery deepens.

Just messaged him and he says that's right but he seems to think it was when he was 17 but he would have been at college then. He only did Saturdays at the butchers and he earned £29 so he could not have afforded to learn to drive.
We always used to joke that he via the ATC did his first solo flight in a light aircraft and learn to fly gliders before he got his driving license via the army intensive training course so it still does not make much sense ...

Fair enough :rotfl:

I applied for mine a couple of months shy of my 17th purely so I could use it for ID. I didn't start driving until I was 20. I hope it makes sense one day!

Snap-ant

:D

90 tiny weenie cable ties 50p

mhoc

pippo wrote: »

Oh mhoc, I think our other half's must be related!
Mine does manage a bank account of his own as is very careful with it, but always has to ask which card to use.
Mine is really not ready for contactless, although that might be his next step as he does have a TSB card, which he never uses. We have had a joint Nationwide card for years as I felt he might need access to monies if something happened to me, but as he never used it, despite me prompting him to, they now no longer renew it unless asked.
I am compiling an easy read list of what accounts we have, very little detail, so if death or dementia comes my way at least he will know where the money is - going to send a copy to DS as well.

If anything happened to me it would all go to hell in a handcart here within weeks :rotfl:
Gradually I've been moving the savings into my name only so in the case of death those accounts would just be closed. The main joint account is for bills mainly and more or less runs itself - just needs checking that everything has been paid at the start of the month
Everything though is put on the calendar with a series of reminders and anything he needs to know about he gets reminders for. This is another stumbling block though as he takes no notice of any calendar reminders

I know I need to write something down but how to do an explanation in as few words as possible ...He knows I have excel charts and a filing system but to him its all a black art ...