How to optimize transfers between accounts

ceredigion

Snakey wrote: »

Good point, I'd ignored the "four weekly" payment option on the grounds that it would eventually not be in synch with the month... but that's daft because it doesn't matter if a month gets two payments (since it goes in and out on the same day anyway so no loss of interest).

Or it wouldn't kill me to do it manually. I'm still in a sulk with HSBC for rejecting me (how dare they consider me unsuitable!) but it has made my planning 33.3% easier.

Don't beat your self up about HSBC. I got rejected also.

VeryMan

Is there any good offer to switch my account? Thanks!

ceredigion

What account(s) do you have or had

VeryMan

I have already at nationwide, hsbc and clydesdale, got rejected by coop

ceredigion

first direct £100
Halifax £125
nationwide recommend a friend £200

LXdaddy

VeryMan wrote: »

Can I close my accounts and get deleted from banks so that I will open again when they have a good offer? or they have terms and conditions that you were not a client the last 12 months etc?

No and Yes (well generally), in that order

stuey68

what's the best/most secure way to move euros from spain to UK? who offers best transfer rates?,

eskbanker

stuey68 wrote: »

what's the best/most secure way to move euros from spain to UK? who offers best transfer rates?,

The best thing to do is to start your own thread, there's a blue 'new thread' button on each forum contents page.

Or just read the main MSE article at http://www.moneysavingexpert.com/banking/foreign-currency-exchange

badger09

Actually, rather than starting a new thread, better to search the forum where this question has been asked, and answered many many times:cool:

societys_child

VeryMan wrote: »

can I recommend my parent for nationwide? does he have to switch his single current account or he can switch his joint account with me?

Have you tried looking at the Nationwide web site, all the answers are there . . .