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Debt-Free wanna be vs Maternity pay. Determined to stay on track.
Comments
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ahhhhhh lincolnshire :-) love the place we have a few friends down there with sibes and have trained our dogs down there. Lovely neck of the woods.
If your wanting too see my neck of the woods watch the great north run when its on tele.debts 16550
Mortgage 695000 -
Yes Lincolnshire is lovely especially when you live 10 miles from the closes town. Lots of lovely fields.
So I went out shopping this morning picked up my next orders the. Also got DS a few pairs of shoes in the sale and he's just on the verge of needed new shoes. The next ones are such good quality so it was great so get some in the sale. Then popped to get the wedding gift so that's sorted. Then aldi for a food shop. The shoes were the only off plan item but I feel these would have been needed in the next month anyway so not to bad. My neighbours car has broken so I took her son to nursery on the way and she came shopping too and treated us to a costa so I've had a little treat too.
Hoping to spend nothing else until the wedding Sunday now but we shall see I've not made any plans for this week yet as am quite happy pottering round the house and playing in the garden and local park with DS.
DP has gone to work 6 hours early today. So that'll be some more money in the kitty next time he gets paid. He is a good egg. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Morning diary, NSD yesterday it was too hot and me and DS both had awful nights sleep so yesterday was a bit of a right off. DS slept better last night but between toilet stop, DP coming in from work and a fly in the room I feel awful again today. I think I'm dehydrated as have a banging headache. Going to drink loads this morning and try shift it.
DP is off work today unless he gets called in. It's gotta be a NSD for me as all my money's gone on the wedding gift so all depends when he's up if we decide of venture out or not. We could go to the woods with a picnic I guess. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Also forgot to mention. Some of my noodle accounts haven't been updates since early May! One being a £1300 overdraft cleared completely!! I have emailed them as I 'm keen to see the progress I'm making. I'll let you know what they say.emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Afternoon,
NSD today again. Out to Messy Play at the childrens centre this morning then walked to the park for a picnic and a play with one of DS's friends.emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hey. Sounds like a lovely day!
My DD has been poorly - had a temp of 40 degrees in the heat - it's been a LONNNGGGG week. Off on our hols next week so I may be a bit quiet for a while!
Hope you are good. All quiet here (too quiet?!!) Ramble xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Hey Ramble thanks for checking in. I'll pop over and see how's your doing now. X
NSD again.....was meant to go out and probably spend but
I was up all night with cramps and feeling sick/dizzy. DP had picked up an extra shifts and couldn't leave work so my mum came over and wore DS out for me. Put him down for a nap and passed out for a 4 hour nap! DP was back by the time DS woke up. Back in bed now to try and shift whatever it is before the wedding tomorrow. I don't want to miss it I've spent a lot on presents and clothes in preparation for a lovely day.
Few more Christmas presents ordered as there is a mothercare sale on. Got DS a little blue pram too to help him practice at being a big brother. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Grrrr big post lost...
Quick version.
£6 spent at the wedding making my my pocket money £40 ish per week for the next three weeks.
Small coop shop including bits to bake a cake for a friends who's had a baby.
OVO have taken £197 when they normally take £120 going to look into this.
Noodle replied saying there report is updated ever 30 days and that lenders up date ever 3-5 weeks so there can be a wait for uodates to happen. Hopefully they'll show when my report is refreshed in 2 days.
Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hi Hannah - have you thought about doing work in a freelance capacity whilst on maternity leave? I started doing a few 'odd jobs' and ended up with secure work from a few different companies, so have since set up my own business and won't be going back to work! Can be good just to make up the difference, or you never know, you might just get lucky and be very much in demand! I can't see that I'll ever go back to working for someone else again. Good luck whatever you decide!!0
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Hi Jennifer, thanks for reading and commenting. I hadn't thought about it I love spending time with my son and really enjoyed just being a mum and spending time running on maternity leave last time. I enjoy my job also couldn't really think of what I could do to be honest. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000
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