Debt-Free wanna be vs Maternity pay. Determined to stay on track.

hannahroberts1985

Ok so ne+t sale done!!! If was good! Damn it! I was good....I think only spent £55 it has gone on my account though! I'll see what I can do payday. £36 on clothes for DS they had lots of bits that I would usually buy anyway and that he'll need for winter so don't feel guilty. Plus £19 on slippers and pj's for a friends birthday in Oct she always spends a fortune on me so at least she'll think I spent lots of her too. Keeping up with the jones ah! Right laptop off so no new shopping. Time for a shower and a bit of OITNB before bed.

Ooh also arranged a catch up with Kian's two little friend in the morning. DP gets paid so money will be here to fill the car up. We're meeting at a ice cream !!!!!! so will have to spend but I said I wasn't going to go as needed the money for he curry and DP said as it's his pay day he'd sent me a little bit over for ice cream :0) he's a good egg!

hannahroberts1985

Quick check in before bed. £3.20 spent on ice cream. Then our meal came to £47.20! I was happy it came in under my £50 budget :0). DP pay day today and he's managed to put £100 into the savings. Payday for me tomorrow. Whoop whoop! I made it!

hannahroberts1985

Pay day here!!! Whoop whoop!

So told DP I'd be back late from play group as was popping into tesco 20mile round trip to get him some donuts and cards he said not to bother. He's trying to watch his weight and said he's not bothered about cards. Went to the co-op in the village I was in and spent £5 on bread, milk and a little cake we'll have for breakfast for he goes to work tomorrow.

I now have my new pocket money budget but were at a wedding next weekend and I'm going to put £50 in the card towards honeymoon spending money so hoping I can reign back to £40 a week to cover this....we shall see. Two more weeks then I'm back to work 😱! I work in the town centre so there is always temptation to shop. Also parking is £4ish a day....it's a 10 min walk to free parking in a residential area I will try park here as much as possible but my back plays up after a long day at work with this bump and I always dread the walk!! Must behave!!!

So managed to pay another £200 off my overdraft I've spoke to DP and he's agreed that it's a good call clearing this while I'm still on full pay so will pay £200 off for the next 4/5 pay days then that'll be gone before my pay drops from £1665 to £585 statutory maternity pay :eek:!!!! DP is hourly paid and he is going to have to pick up extra hours where he can to try keep up with bills while my pay drops but we will be stashing as much as we can in the savings incase he has short months.

Think that's all going on in my brain money wise for now. Just in bed going to have a cheeky nap my back is sore from sitting on the floor at toddler group. Xx

hannahroberts1985

Hey diary,

So I did my figures wrong in payday :mad:! The £48 curry hadn't come out so this will mean by then end of the month when all my bills come out I'll be £48 overdrawn. I could just take the money back from where I paid it back but I like only owing £960 it doesn't feel so daunting. Feeling under the weather today and so is DS so we've stayed in and had a lazy day. I've decided to try make the £48 somehow so today I've listen 8 things on eBay. No wonder I'm in debt the amount of dresses I've brought for nights out and only worn once! Also out the £7 suit back up after it had been ironed and displayed a bit better so we'll see. Don't think I'll make £48 but I'll see what I can do.

NSD today I think if DP doesn't want a takeaway on his way home. It's his birthday today and he's working until 8 so I told him if he wanted one it's my treat. He knows I feel rubbish and am off food though so not sure he'll want one. If he does I may try swat him to Papa Johns then I can use the £15 quidco deal.


I tried to get me and DS ready for a food shop this morning but we were both to grumpy to tackle it so will have to do this another day. Hoping I can have a shower when DS is in bed and feel more like myself for when DP gets home. Just feeling zoned out, emotional and not like myself today. Sure it'll pass. X

System

Sending you an internet hug. You are doing great - don't let a bump in the road throw you off track.
Hope you are feeling brighter tomorrow. When are you due?

hannahroberts1985

Thanks for the hug Ramblehan.:A I'm 27 weeks today.

So just after I posted yesterday I started being sick and stopped about 8pm last night. Guessing I have a bug. DP on a afternoon shift today so I got a lie in and have changed all the sheets.
I've managed to keep toast down today so I'm hoping that's the worst of it. Hoping to wake up feeling better tomorrow as we want a day out at the beach. There is finally some blue sky here and DP is off so would be a shame to waste it. When we went to the beach last time we both took £20 cash out and then when it was gone it was gone. Think we'll do that again tomorrow.

NSD today on account off I don't feel well enough to put my face on and leave the house.

X

System

Hope you are feeling better. x

hannahroberts1985

Hey diary,

Thank you Ramblehan back to my usual self today.

Lovely day at the beach we like to try a new beach everytime ad this one was a little smaller so no arcades for me to waste money of the teddy grabbers!! I'm addicted I tell you! Ooh also the parking ticket meter was broken so I called he number on it and the guy took my reg and said to park there for the day it would be fine whoop! So out of the £40 we took we came home with £5 I've popped this in a sealed tin we have started again for our holiday's spending money....not that I think we'll be able to afford a holiday next year but we'll see.

Popped to tesco on the way home for milk....big mistake as we spent £28!!!! We did need toiletries so have stocked up on them and got some non alcoholic beer and our neighbours came round with their son and we had a nice few hours in the garden so a lovely day all round. Just showered and about to watch the last OITNB! Just realised non of this is money related but hey hi I like to waffle!

Going to escape for a few hours on my own in the morning to do the food shop and sort a gift for the wedding at the weekend. My budget is £50 and I've seen something I want just not sure on the price yet!! X

Huskyrunner

Which beach did you hit???

hannahroberts1985

Sutton on sea