Debt-Free wanna be vs Maternity pay. Determined to stay on track.
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When is your due date? Has it passed? I've started the car parking fund! I was in for 5 days altogether last time.....it all adds up!
Poor ds. I hope he's feeling better soon. Definitely worth investing in a spare duvet and pillow.Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500 -
Sunday is my due date. DS came the day after his so I've been hoping I'd go early this time. We had to stay with DS for a week but they give you a free parking pass at ours if you've just had a baby. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Eeeeek any time then!! That's good that you get a parking pass. Saves a few £££.Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
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Morning, payday here whoop! Already feeling disappointed though ha ha it's always the way. I think my maths the other day was a bit out. Managed to
put £500 into savings so only a little bit of leeway there to keep it over £2000 by Jan 2017. I'll have to be extra carful. I put an extra £20 into the Christmas account as I'm worried I don't quite have enough in there for all adult presents. In need to stop buying children's presents from this account and save it for adults. I'm happy the car fund is coming along nicely we have a mot due in Dec depending on when DP gets his company car this car will be sold but I think it'll sell for more if we mot it just gotta hope it passes/the repairs are cheap. All savings account totals updates I will update debt totals as and when dd's leave the accounts.
Lazy morning here then Ive got to drive 25 miles for an appointment with the hospital. DP is working and it'll be during nap time hoping it's not to stressful. Been dreading the trip. DP finished work at 7 tonight so if nothing has kicked off with me I've said I'll treat us to a dominos. We have to pick up as they don't deliver to us so try have a treat when he finished work after bedtime to save a 30 mile petrol spend on take away. I feel like I need a treat I've been stuck in and grump all week. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Just spent £46 on tickets to a comedy gig in Feb next year. Me and DP will probably set a small budget for Christmas presents for each other and man gifts on a budget can be a bit boring cd's and dvd's are kind of obselite now and he's not really one to get excited about clothes or after shave etc we need new technology but that is on the back burner for a few years while we save. So thought this would be perfect. Baby will be 4 months so my mum should be able to handle baby sitting by then. Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
You've got to have a few treats along the way, other wise motivation soon goes
My partner is on a night out in London for a friends birthday in November and while he's out on a jolly I've decided I'll be treating myself to a Chinese takeaway :rotfl:0 -
Yeah it's something to look forward to so has cheered me up too :0)
Good call you can scoff all you like in your pj's and watch whatever you want on tv. Perfect! Xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Appointment done. Managed to waddle round some shops for an hour after too. Spent £23 on Christmas presents. £5 on a birthday present for my mum will need to get something else but she asked for a hot water bottle and I found a nice one for cheap. Then £15 odd on bits and bobs stain remover, colour catchers, cleaning products and cake mixes for DS. I always find b&m a lot cheaper for those types of things than in the supermarket.emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Pizza's ordered £13.08 and got .13p cash back ha ha! I always hide away a bottle of coke and some choccy for takeaway nights so we don't end up spending a fortune on drinks and desserts.
I need to stop spending now!!emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Sounds like you've had a good day! Enjoy your treats tonight!Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
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