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Debt-Free wanna be vs Maternity pay. Determined to stay on track.
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Not to self: at nap time tomorrow look into and switch energy providers. Our fixed ends 27th oct and they are proposing an increase. Sure I can get a better deal and probably some cash back too.emergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Totally agree on the buy cheap buy twice mantra. Very true indeed.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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You sound like you've had a good day! I'm seeing the new Bridget Jones film tomorrow night. Exciting you're both due your babies so close together!
Your debt is coming down nicely.......and well done for going without the monitor. I found the first night I was so aware of every sound!!Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500 -
Me and DP are still up a lot listening out / our bodies are just trained now to wake a lot. Hoping we can get a couple of full nights sleep in as a treat before the baby arrives. Second night done and all good DS was just stirring but seems to have drifted back off so in bed with a brew and some choccy digestives. I need to enjoy this guilt free eating while I still can ha ha!
Should be a NSD today (bar a small shop but I don't count food as a spend as that's all accounted for) childrens centre then home via the shop for milk, butter and bin bags exciting times. Xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hi Hannah I've just picked back up on my dfw journey and your thread jumped out at me! I'm on maternity leave too and trying to keep track of spending/clear debt etc! It's tricky entertaining yourself every day without spending loads but it can be done. My local sure start centre is amazing and runs free baby massage and baby yoga courses, baby club etc, all include free tea and toast after and you can have a chat with other mums which is lovely! Hope you're feeling well x0
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Morning strummer, just heading out the door now to a messy play session at the childrens centre with DS. I love going there. We have made a lot of good friends through it. Do you have a diary? I'll check in at nap time xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Quick check in before I stand up and organised the freezer!!!!! I will organise the freezer!!!!
Nice morning at childrens centre althought the group as hectic they announced that due to high demand they will be having a booking system and you must call wednesday mornings to book a place. Must write this on the calender as don't want to forget and miss out as its a free group and its great.
Small £10 c0-0p shop after group for milk, butter and fruit also picked up the £5 deal they have on its quite good this month I like to have a few bits like that in the freezer for busy days anyway so works out a good bargain.
I've just switched energy 0v0 wanted to up us to £103 a month but though uswitch i've switched to eon which will be £80 a month. Savig £338 a year. £22 topcashback received to whoop whoop! We were with eon at our old house and if I remember correctly you can reguster your tesco clubcard and receive points too so when my accoount is all set up i'll get on that too.
Right freezer time.....xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Quick pop in. Just wanted to say congratulations on the 1 month to go! Bridget jones is on my list with cafe society and the borne plus a few more. Go now while you can! xxx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
NSD whoop whoop!
Awful nights sleep DS woke at 1am then 2am and after that my body wouldn't let me go back to sleep. Bath time for DS now then we are all getting tucked up as DP was awake from 1am too. Partying hard on a Saturday night here!
My h&m order turned up and the jumpers are great and the jeans fill for nicely once my bumps out the way. I put on a lot if weight during pregnant so a new pair of stretch jeans and a few baggy jumpers should help me feel better about myself in the post baby stages. The scalf I ordered was horrible so I've packages that back up to send back next time I'm passing a post office.
Think that's all to report. Looking forward to DS's first football session tomorrow. Must not spend money while out and about though!!!!!
Xemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
We should start a middle of the night chat group somewhere :rotfl: I think there'd be a few of us there!! I'm pleased the clothes are good. Enjoy your quiet Saturday night.......same here!!!Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
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