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Why do I keep getting rejected for a Tesco Savings account?

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Comments

  • dunstonh
    dunstonh Posts: 121,246 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    None of the above. I think Tesco is just being racist because I have a foreign sounding name. Can't think of any other reason for being rejected for a savings product. Will have to use "gocardless" now for my DD's

    Accusing them of racism is an easy card to play. However, it is most likely that the electronic ID system they use is giving a failure. The person on the phone at the bank wont know the failure reason. Just that it has failed.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Flobberchops
    Flobberchops Posts: 1,279 Forumite
    1,000 Posts Fifth Anniversary Combo Breaker
    None of the above. I think Tesco is just being racist because I have a foreign sounding name.

    As a representative of Tesco, I would like to formally assure you, Mr Osama bin Pinochet-Hitler Mc'Castro, that your name has no bearing on our selection process...



    ;)
    : )
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    As a representative of Tesco, I would like to formally assure you, Mr Osama bin Pinochet-Hitler Mc'Castro, that your name has no bearing on our selection process...



    ;)

    Though this opinion may well change in a couple of weeks.

    Interesting list though, Pinochet is the obvious exception as he has been to the uk.

    I liked the joke that given he stayed on the went worth estate the other residents complained, they all thought he was far too left wing.
  • Dan83
    Dan83 Posts: 673 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Try opening a current account then a saving account
  • TheLondoner
    TheLondoner Posts: 119 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    @Ed-1 back in november when they first rejected me I got a generic letter saying I didn't meet the criteria for either the current account or savings account.

    I am waiting to formally receive the letter for this second rejection. Bunch of asian hating racists! :@

    Did you manage to open an account successfully in the end?
  • missprice
    missprice Posts: 3,738 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    None of the above. I think Tesco is just being racist because I have a foreign sounding name. Can't think of any other reason for being rejected for a savings product. Will have to use "gocardless" now for my DD's

    Hmm well you would think I would be stuffed then because my name is french/Belgian, yet no it's not hindered me so far 😎 strange huh? And I too have a tesco account internet savings type.
    63 mortgage payments to go.

    Zero wins 2016 😥
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I complained to head office 7 months ago they told me the same thing: "I didn't meet the criteria". When I asked for information on the criteria they told me they couldn't tell me. Bizarre.

    Some people are simply too much bother to want to have as customers. Trade is a two way relationship. Time wasters never go done well.
  • TheLondoner
    TheLondoner Posts: 119 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    edited 3 July 2016 at 8:03AM
    @missprice Ah but missprice, does your name sound like a terrorists? My name is not of European origin. I think that may make me more prone to blacklisting than your presumed caucasian name? If your name is not european/typically white, then I would take your example as a counter example. :)

    @Thrugelmir Some banks are too ;) I won't bother ever applying again. Two rejections is enough. Tesco has made it plenty clear it is not interested in my custom.

    I still believe this country is racist in all aspects of life from banking, the judiciary, the work place and in sport. The post Brexit racism spike just reinforced this for me
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