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Santander 123 - Do They Show references On Incoming Or outgoing faster payments

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gmgohara
gmgohara Posts: 52 Forumite
Part of the Furniture Combo Breaker
edited 27 June 2016 at 9:01PM in Budgeting & bank accounts
Hello,


Bit of an odd question but hope someone can help.!


Does anyone know if Santander for its 123 account show a Reference for incoming payments.
(e.g. if someone sends you a credit with a Ref quoted as say "Payment No. 1234" do you see that online/on your statement)


I'm looking to switch as my current bankers (Nationwide) only show who it is from and no reference.
This is not good if you get regular credits from the same person and they quote the ref but you cannot see it


Any advice appreciated

Comments

  • Super_Whiskey
    Super_Whiskey Posts: 246 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    Depends on what the sender puts on it. There's no reaosn why if the sender has put a reference on that you won't be able to see it.
  • gmgohara wrote: »

    Does anyone know if Santander for its 123 account show a Reference for incoming payments.

    Yes, payment references are shown online on my 123 account.
  • tempus_fugit
    tempus_fugit Posts: 1,189 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    A 'yes' here too, as I put references on my own payments to Santander from other accounts, and it appears in the Santander account online and on the app. :)
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • gmgohara
    gmgohara Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the reply

    Forgot to ask, does it also show the reference on the statement / online transaction if making an outbound faster payment
    I.e. If I made faster payment to Fred blogs at Barclays quoting ref 1234, do I see the reference when looking at the debit transaction on the statement or online
  • molerat
    molerat Posts: 34,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes they do.
    BILL PAYMENT VIA FASTER PAYMENT TO xxxx REFERENCE xxxx , MANDATE NO 17
    It does not give the bank destination just the recipient name or nickname you use.
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