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Two cards from same bank

My Halifax % credit card will finish soon. Is it possible to apply for another % card from the same bank?

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Longshadow wrote: »
    My Halifax % credit card will finish soon. Is it possible to apply for another % card from the same bank?

    I have a Halifax Clarity card and also a 0% purchases card with Halifax so yes, you can hold 2 cards from the same bank in that respect because although they are both credit cards - they are different products.

    However what I think you are asking is if say example you had a 0% purchases card from Halifax could you then take out the same 0% purchases card with Halifax. The answer would be no, because they are the same product.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • adindas
    adindas Posts: 6,856 Forumite
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    edited 7 June 2016 at 3:00PM
    Longshadow wrote: »
    My Halifax % credit card will finish soon. Is it possible to apply for another % card from the same bank?

    Yes you could have two credicards with Halifax. A few people have testified this.

    However just be aware that most of credit cards (if not all) managed by the same company will not allow you to BT from one of its credit card to another of its own credit card.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
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    As adindas has stated - a lot of banks will let you have 2 cards but they will not let you balance transfer between them.
    However I have in the past B/T from Halifax to Lloyds.
  • nickcc
    nickcc Posts: 2,265 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have m/card and American Express from Barclays.
  • Doctor_Duke
    Doctor_Duke Posts: 303 Forumite
    Halifax are part of the Lloyds Banking Group. They allow five cards across the group that's Halifax, Lloyds and Bank of Scotland. I have had two with Halifax now one but I also have a BT card with Bank of Scotland and a purchase card with Lloyds. About £20k credit limit across the three. They have always been good with me and offer good limits. Good luck.
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