We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment a Day Chapter 17

18283858788201

Comments

  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all :wave:

    My PAD today is the first part of my new fridge freezer - a deposit of £300. Again, paid for with actual money, not a credit card :j Very excited that we are starting to get things sorted for when the house is done.

    Thanks for keeping tabs LMD x
  • Hi. A small 39p for me today please
    Total Debt:
    Dec 2015: £20,090.87
    Dec 2016: £16,320.85
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £1.24 round down of bank to cc
    PAD Maker
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Evening all,

    £20 for me today please LMD :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Good evening everyone! Please put me down for £15 to my Barclaycard CC thanks!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Keedie
    Keedie Posts: 2,995 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 4 September 2016 at 10:09PM
    Hi All,

    I've been on holiday and therefore MIA. But I have paid £60 to my Barclaycard (mainly because they still took my minimum payment despite the fact that I already paid it through the app and they told me that I don't have to pay anything:mad:!) At least it's going down, but still...

    But on a brighter note, I only spent what I had available whilst on holiday and I even came back with a little bit of Euros :eek:! I actually budgeted our excursions, had brought a few staple pieces in my suitcase as we were self-catering and I shopped wisely in the local supermarket whilst on holiday. And I had a great holiday spending some quality time with my son, so a good time away in all.

    Dizzy - sorry that you're having to replace such key items, but it must be really great to know that you are not buying things on credit, that's a massive achievement :T

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in with a PAD - £10.00 ..payment to cc please LMD - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Morning,

    Checking in with a payment to the credit card of £3.04.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Goooood morning PADdingtons, Monday soon sneaks up on us doesn't it? :(

    A total PAD for 4th of September yesterday with was £442.12 PADded between us.

    Well done everyone, we have had a brilliant start to the month!

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Me again

    Back with my own PAD of £2.36 - bank round down to credit card

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.