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Payment a Day Chapter 17

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  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Erme, I love the sound of a gruffalo tea caddy!

    I forgot to say, today is officially the end of my natwest loan - balance is actually in credit, which I'm a bit confused about - I seem to have worked out the part payment interest for this month incorrectly :o I'd rather have slightly overpaid than underpaid though :)

    Now to try and get that amount back from Natwest....wish me luck!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All,

    My PAD for today is a bank account round down of £1.39 to MBNA please Dizzy.

    Kirstypoos - congratulations on clearing the loan! You're right an overpayment is better than an underpayment. And when you get the credit back, you can pay it towards something else.

    Bobarella - I agree that any penny you can find would help. If you have pennies to throw at the debt and post it, then do so, but if you don't, please check in. Lean months happen to everyone. I have no income at the moment whilst waiting for my redundancy payment to come through. But as different direct debits come out from different accounts, I am literally transferring pennies between accounts to scrape together a PAD. But I will not be able to PAD until the 15th August, but I will check in, as this thread gives me a lot of hope. :kiss:
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all...apologies for reporting late but been in hospital for a minor op today. On the four hour journey home now...

    First of August total was £924.79. An amazing start bears :T

    My PAD for today is £1249.00, which was a payment not made with credit card. Been squirrelling money away for a while for this one.
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £2 to the piggy bank today please.
    PAD Maker
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in with a PAD - £48.29 ..payment to cc please Dizzy - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADdingtons :hello:

    My PAD today is £4 to moneybox please Dizzy :T

    Hope you are recovering well after op x

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,647 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Hi all

    Just a bank skim of 91p to EF today please

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • mcjordi
    mcjordi Posts: 4,238 Forumite
    Part of the Furniture Combo Breaker
    £1 for me please..
    Sealed pot challenger # 10
    1v100 £15/300
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £600 for me today please Dizzy
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    Hope you are feeling ok and recovering well Dizzy.

    PAD of £20 for me today please :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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