Payment a Day Chapter 17

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  • Florence_J
    Florence_J Posts: 1,942 Forumite
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    1.32 to Vanquis.

    Thank you for the dancing Llama :rotfl:

    I have to be very, very careful with money as I am on a very limited income, so even the small payments can leave me in a mess if i'm not careful.

    I send most payments to Vanquis as I think that is the only one where I can make small payments, the rest all need the minimum at least.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • rexelpink
    rexelpink Posts: 213 Forumite
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    38p for me today x
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    OK first of all I want to echo Erme's post about even the small pads counting and adding up. Secondly, for anyone reading/lurking/wondering what this is all about here's the evidence that all these extra payments - be they large or small - make a difference: in 2015 the Paddingtons of this thread paid off a total of £177,756.99; in the first 6 months of this year we have made payments of £149,996.35, so well on course to beat last year's total, which to be hones I was surprised at as at times the thread seems to have gone rather quiet relying on a few regulars. If you are lurking, or used to be with us and have fallen out of the habit of posting, do please join us to make the second half of the year a good one - we're not competitive, no prize for the largest or most frequent pads, just plenty of motivation to make any extra payments we can and keep chipping away at our debts or adding to savings pots.


    Anyway, we have started the second half of the year with a total for 1st July of £1409.07
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Very wise words there jet9cat, I too was thinking the thread was having very quiet days but the totals speak for themselves!

    My PAD is £5.00 today to Natwest loan courtesy of Halifax reward payment :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Keedie
    Keedie Posts: 2,261 Forumite
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    Hi Everyone,

    This thread is really helping me to get my (financial) house in order! June's total is AMAZING! :T:j:T:j

    My PAD for today is £75 to a cc thank you,

    Keedie
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,755 Forumite
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    Good evening PADingtons. Been absolutely exhausted all day and have slobbed about most of the day making food when required to feed the family, but TBH I can't wait until bedtime....Zzzzzzz...

    Fab June total, but echo the comments about all PADs being equally important. Sometimes I can PAD big amounts, but I get as much satisfaction (if not more) paying a small amount, especially if I have had to rummage down the back of the sofa to find pennies to pay.

    £34.69 bank skim done today, thanks Jet
  • sashanut
    sashanut Posts: 3,252 Forumite
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    Hi all :j

    Popping in to PAD £71.63 .. to cc please Jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Hello PADdingtons

    Its still today just so having done the bedtime feed I am popping on to log the £10 PAD I made earlier. Seling lots on ebay just now & today's money is from a triple pack of graphic novels. OH has hundreds of the damned things so its always good to pat one or two on the botty & say ta ta :)
    & so to bed.zzzzz
    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Time_to_face_the_music
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    Good morning fellow PADdingtons :hello:

    My PAD today is £4 to moneybox please jet9cat :T

    Have a super Sunday everyone :)


    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,755 Forumite
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    Good morning all! Hope everyone is having a relaxing day.

    £8.00 to BC for me today please Jet x
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