Payment a Day Chapter 17
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1.32 to Vanquis.
Thank you for the dancing Llama :rotfl:
I have to be very, very careful with money as I am on a very limited income, so even the small payments can leave me in a mess if i'm not careful.
I send most payments to Vanquis as I think that is the only one where I can make small payments, the rest all need the minimum at least.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
38p for me today xStaring debt - June 2013 - £21,000
Current debt - February 2018 - £11,378.60
Emergency fund £500 / 100%
Debt free one day at a time0 -
OK first of all I want to echo Erme's post about even the small pads counting and adding up. Secondly, for anyone reading/lurking/wondering what this is all about here's the evidence that all these extra payments - be they large or small - make a difference: in 2015 the Paddingtons of this thread paid off a total of £177,756.99; in the first 6 months of this year we have made payments of £149,996.35, so well on course to beat last year's total, which to be hones I was surprised at as at times the thread seems to have gone rather quiet relying on a few regulars. If you are lurking, or used to be with us and have fallen out of the habit of posting, do please join us to make the second half of the year a good one - we're not competitive, no prize for the largest or most frequent pads, just plenty of motivation to make any extra payments we can and keep chipping away at our debts or adding to savings pots.
Anyway, we have started the second half of the year with a total for 1st July of £1409.07Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Very wise words there jet9cat, I too was thinking the thread was having very quiet days but the totals speak for themselves!
My PAD is £5.00 today to Natwest loan courtesy of Halifax reward payment:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hi Everyone,
This thread is really helping me to get my (financial) house in order! June's total is AMAZING! :T:j:T:j
My PAD for today is £75 to a cc thank you,
Keedie
xxDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid0 -
Good evening PADingtons. Been absolutely exhausted all day and have slobbed about most of the day making food when required to feed the family, but TBH I can't wait until bedtime....Zzzzzzz...
Fab June total, but echo the comments about all PADs being equally important. Sometimes I can PAD big amounts, but I get as much satisfaction (if not more) paying a small amount, especially if I have had to rummage down the back of the sofa to find pennies to pay.
£34.69 bank skim done today, thanks Jet0 -
Hi all :j
Popping in to PAD £71.63 .. to cc please Jet - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Hello PADdingtons
Its still today just so having done the bedtime feed I am popping on to log the £10 PAD I made earlier. Seling lots on ebay just now & today's money is from a triple pack of graphic novels. OH has hundreds of the damned things so its always good to pat one or two on the botty & say ta ta
& so to bed.zzzzz
Bob" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Good morning fellow PADdingtons :hello:
My PAD today is £4 to moneybox please jet9cat :T
Have a super Sunday everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Good morning all! Hope everyone is having a relaxing day.
£8.00 to BC for me today please Jet x0
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