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Payment a Day Chapter 17

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Comments

  • swimminginaseaofdebt
    swimminginaseaofdebt Posts: 942 Forumite
    Seventh Anniversary 500 Posts
    Morning all,

    Checking in with a payment of £2 to the change jar today.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks Erme, I feel better already - although am now off to find someone to make me a cuppa as that pic has given me tea cravings :D

    I've given up on whatstthecost and downloaded a free debt tracking app...not convinced at the moment but I'm sticking with it :)

    £5 for me today please :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All,

    £85 to MBNA for me please. I am not able to PAD now apart from my minimum payments, as I brought a new washing machine as the old one sounded like a helicopter hiding in the kitchen and it started to leak... I'm glad that I didn't buy it on credit, but my emergency fund has all but ceased to exist now :eek:

    what's your debt tracking app Kirsty? I only have my home-grown spreadsheet, but it would be nice to have something on the go as well.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    It's called debt payoff pro Keedie....I'm not convinved yet. I like the fact that on whatsthecost it would work out my minimum payments but still let me add them in manually so I could see the figure go down, whereas with this it automatically adds the minimum payment.

    I may have to try a few before I find one that works for me.
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Picklepot
    Picklepot Posts: 360 Forumite
    38.35


    regular payment for me today please
  • mandz1
    mandz1 Posts: 2,548 Forumite
    25th November total



    £344.80
    PAD Maker
  • swimminginaseaofdebt
    swimminginaseaofdebt Posts: 942 Forumite
    Seventh Anniversary 500 Posts
    Morning all,

    £1 to the change jar for me today.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    £5 to Tesco CC for me today please :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Awe Keedie and Kirsty - please join me on my couch whilst you two hunt for budgeting apps and I wait in for [strike]parcels[/strike] - neither of which are black friday purchases (and last time I looked Royal Fail's website has crashed but one isn't even coming from royal fail but from a courier named after me LOL)

    I'll just get the beverages of choice and some value digestives LOL

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Ooooh tea AND biccies, you do spoil us Erme :)

    I'm back on the debt busting app hunt....wish me luck!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
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