Payment a Day Chapter 17
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£5 again today please
Welcome back sunshinePAD Maker0 -
Hi All,
My PAD for today is £1 to MBNA please LMD.
Thanks for counting in October Erme, it's never to late to start or restart Sunshine & Dizzy, I hope that things are not too bad at present.
Keep on chipping away at The Debt or adding to savings everyone, it all makes a difference. I have cleared 45% of my debt since I've joined (mainly due to my redundancy pay), but if I didn't learn from MSE and this thread how to treat money differently, I would not have cleared anything much. In fact, it would have gone up.:eek:
Take Care,
Keedie
xxDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid0 -
Hi everyone,
This is my first post on MSE. I think this thread is a great idea and I would love to join please.
I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.
Seeing as it is the end of the month and payday isnt untill 28th I just paid £7.24 into my pot today.
Hope to speak to you all soon!
S
0 -
Hi everyone,
This is my first post on MSE. I think this thread is a great idea and I would love to join please.
I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.
Seeing as it is the end of the month and payday isnt untill 28th I just paid £7 into my pot today.
Hope to speak to you all soon!
S
Welcome to the threadVSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Evening everyone :hello:
Checking in with a PAD of 44p to the change jar.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Hi all :j
Popping in with a PAD - £49.99..refund to cc please LMD - tkyou!!
Welcome back Sunshine
and Hi to Stacey - this is the best thread to join!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning PADdingtons and welcome along to StaceyJF this thread is brilliant and can really help with clearing debts :T
The total PAD for 26th of September was £340.61 PADded between us
Well done everyone, we are doing fantastically well!
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.480 -
Me again
It's finally payday so my big pay day PAD to various places of £1075 today
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.480 -
Welcome Stacey, this thread is very helpful and friendly, hope it helps you
£5.02 to very today pleasePAD Maker0 -
Hi All,
Keep on chipping away at The Debt or adding to savings everyone, it all makes a difference. I have cleared 45% of my debt since I've joined (mainly due to my redundancy pay), but if I didn't learn from MSE and this thread how to treat money differently, I would not have cleared anything much. In fact, it would have gone up.:eek:
Take Care,
Keedie
xx
So true!!! Ditto ditto dittoHi everyone,
This is my first post on MSE. I think this thread is a great idea and I would love to join please.
I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.
Seeing as it is the end of the month and payday isnt untill 28th I just paid £7.24 into my pot today.
Hope to speak to you all soon!
S
What you might find helpful (or not) is the following link http://www.whatsthecost.com/snowball.aspx
It's a debt snowball and you can print off your figures or save to your electronic device. Really helped towards the end of my debt free journey
and secondly a huge
Only one rule on here - once you join you can't leave!!! (note flump where art thou?):rotfl:
We don't judge - we just encourage and offer mutual support on our journeys
Tis about it
Tis not going down (or getting into debt) that's the crime but staying down (never having your lightbulb moment)
where there's life there's hope
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0
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