Payment a Day Chapter 17

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  • mandz1
    mandz1 Posts: 2,548 Forumite
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    £5 again today please

    Welcome back sunshine
    PAD Maker
  • Keedie
    Keedie Posts: 2,288 Forumite
    First Anniversary First Post Photogenic Combo Breaker
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    Hi All,

    My PAD for today is £1 to MBNA please LMD.

    Thanks for counting in October Erme, it's never to late to start or restart Sunshine & Dizzy, I hope that things are not too bad at present.

    Keep on chipping away at The Debt or adding to savings everyone, it all makes a difference. I have cleared 45% of my debt since I've joined (mainly due to my redundancy pay), but if I didn't learn from MSE and this thread how to treat money differently, I would not have cleared anything much. In fact, it would have gone up.:eek:

    Take Care,

    Keedie
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • StaceyJF
    StaceyJF Posts: 11 Forumite
    First Post First Anniversary Combo Breaker
    edited 26 September 2016 at 9:12PM
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    Hi everyone,

    This is my first post on MSE. I think this thread is a great idea and I would love to join please.
    I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.

    Seeing as it is the end of the month and payday isnt untill 28th I just paid £7.24 into my pot today.

    Hope to speak to you all soon!
    S
  • StaceyJF wrote: »
    Hi everyone,

    This is my first post on MSE. I think this thread is a great idea and I would love to join please.
    I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.

    Seeing as it is the end of the month and payday isnt untill 28th I just paid £7 into my pot today.

    Hope to speak to you all soon!
    S

    Welcome to the thread :)
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Evening everyone :hello:

    Checking in with a PAD of 44p to the change jar.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
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    Hi all :j
    Popping in with a PAD - £49.99..refund to cc please LMD - tkyou!!


    Welcome back Sunshine

    and Hi to Stacey - this is the best thread to join!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • LittleMissDetermined
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    Good morning PADdingtons and welcome along to StaceyJF this thread is brilliant and can really help with clearing debts :T

    The total PAD for 26th of September was £340.61 PADded between us

    Well done everyone, we are doing fantastically well!

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,156 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
    edited 27 September 2016 at 6:02AM
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    Me again

    It's finally payday so my big pay day PAD to various places of £1075 today

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • mandz1
    mandz1 Posts: 2,548 Forumite
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    Welcome Stacey, this thread is very helpful and friendly, hope it helps you

    £5.02 to very today please
    PAD Maker
  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
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    Keedie wrote: »
    Hi All,


    Keep on chipping away at The Debt or adding to savings everyone, it all makes a difference. I have cleared 45% of my debt since I've joined (mainly due to my redundancy pay), but if I didn't learn from MSE and this thread how to treat money differently, I would not have cleared anything much. In fact, it would have gone up.:eek:

    Take Care,

    Keedie
    xx

    So true!!! Ditto ditto ditto t120005.gif
    StaceyJF wrote: »
    Hi everyone,

    This is my first post on MSE. I think this thread is a great idea and I would love to join please.
    I have around £8000 worth of debt to my parents and £650 to partners parents which I am chipping away at. I also want to start saving into an ISA at the same time so will split all payments between these 3 plus a sealed pot I am also hoping to fill.

    Seeing as it is the end of the month and payday isnt untill 28th I just paid £7.24 into my pot today.

    Hope to speak to you all soon!
    S

    What you might find helpful (or not) is the following link http://www.whatsthecost.com/snowball.aspx

    It's a debt snowball and you can print off your figures or save to your electronic device. Really helped towards the end of my debt free journey


    and secondly a huge
    sgreeting_welcome_sign_general_100-109.gif

    Only one rule on here - once you join you can't leave!!! (note flump where art thou?):rotfl:

    We don't judge - we just encourage and offer mutual support on our journeys

    Tis about it

    Tis not going down (or getting into debt) that's the crime but staying down (never having your lightbulb moment)

    where there's life there's hope

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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