MBNA/Virgin Credit Card

janninew

Afternoon All,

Years ago I applied for a virgin credit card which I had for years with no problems. This was then changed to MBNA, I'm sure they sent me bumf on why but I can't remember. Anyway had my MBNA for a few years and have a balance to transfer, could I apply for a Virgin card again or are they still affiliated together?

Thanks,

McClane54

Of course you can apply, even if they are.

janninew

McClane54 wrote: »

Of course you can apply, even if they are.

Yes but I'm only applying because I have the balance from MBNA to transfer, no point having a credit card that I can't use!

Candyapple

They're 2 separate companies, I don't see any reason why you can't apply for a new Virgin card and do a BT from your MBNA card onto it.

Nebulous2

Candyapple wrote: »

They're 2 separate companies, I don't see any reason why you can't apply for a new Virgin card and do a BT from your MBNA card onto it.

Are you sure?

I have no idea what applies now, but it used to be that you couldn't do it the other way. MBNA specified they wouldn't transfer to rebranded MBNA companies, including Virgin.

rehanmalik3030

Nebulous2 wrote: »

Are you sure?

I have no idea what applies now, but it used to be that you couldn't do it the other way. MBNA specified they wouldn't transfer to rebranded MBNA companies, including Virgin.

Hold your horses.

Let me give you an example the Littlewoods Very card is managed by CapitalOne so when you ring Very you get through to CapitalOne and they that is CapitalOne will not let you do a balance transfer between the 2 since both cards are managed by CapitalOne.

It is a fact Virgin Credit Cards are issued by MBNA Limited therefore its possible you cannot do a balance transfer between the two.

Stupid suggestion but why do you not ring MBNA or Virgin Credit Cards and get the correct answer from the horses mouth?

BlondBoy

rehanmalik3030 wrote: »

It is a fact Virgin Credit Cards are issued by MBNA Limited therefore its possible you cannot do a balance transfer between the two.

No, it's not a fact. New Virgin credit cards are now issued by Virgin Money, not MBNA, MBNA still issue the Virgin Atlantic cards though.

planteria

that's right, Virgin decided to break away and back their cards themselves.

pwl

Well, I applied for this an (MBNA Everyday Plus) and successfully completed a BT to Barclaycard and Tesco.

When I asked to complete a BT from Virgin Money, Virgin said they cannot do it because the MBNA/Amex card is not UK issued. Tried online too.

I said that Barclaycard could, so not very happy.

Any thoughts?


Which cards do a credit balance refund to a current account?


Thanks.