Clarity Card- Quick Question

benjus

Doshwaster wrote: »

I just wait until I get home. I have better things to be doing with my time on holiday than worrying about transferring money onto my credit card just to save a few pennies in interest.

Fair enough, but it only takes a few seconds to log in to a mobile phone app. You must have a few moments of dead time, even on holiday...

Personally, I recommend frequently checking your card, especially if you're going somewhere where card fraud is rife. By the time I discovered my card had been cloned in Brazil the thief had already withdrawn £750 or so over 3 days. If I hadn't been checking regularly they'd have gone right up to the cash advance limit. Maybe that wouldn't have made any difference in the long run as the bank would ultimately have reversed all transactions, but I did have to dispute each transaction separately, so having a lot of them would have been a pain.

abandonded

Doshwaster wrote: »

I just wait until I get home. I have better things to be doing with my time on holiday than worrying about transferring money onto my credit card just to save a few pennies in interest.

In my previous post, while I in a way accepted your reply as the 'best answer', I should have pointed out that my intention was not to save on interest, but to have money that I could withdraw if my euros ran out. That said, I now believe that there would be a charge for withdrawing my own money!

leylandsunaddict

abandonded wrote: »

In my previous post, while I in a way accepted your reply as the 'best answer', I should have pointed out that my intention was not to save on interest, but to have money that I could withdraw if my euros ran out. That said, I now believe that there would be a charge for withdrawing my own money!

We've never used an ATM that charges. We get all our holiday money from an ATM using a Clarity (apart from about €100 which we take to get us through the first day).

Being pedantic, it's not your money (unless you try to get away with preloading it). If you want to do that why not just get a prepaid card?

abandonded

leylandsunaddict wrote: »

We've never used an ATM that charges.

Neither do we!

leylandsunaddict wrote: »

We get all our holiday money from an ATM using a Clarity (apart from about €100 which we take to get us through the first day).

As I said in another reply on another thread, if you use your Clarity card to withdraw cash, you pay around £1.55 per £100.00 withdrawn in interest.

leylandsunaddict

abandonded wrote: »

Neither do we!
As I said in another reply on another thread, if you use your Clarity card to withdraw cash, you pay around £1.55 per £100.00 withdrawn in interest.

Yea, I know. It was me that told you that it was the interest the Halifax were referring to.