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should I fight this CIFAS fraud marker?
Comments
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Because you didn't think it through in heat of the moment? Same way why it seemed like a good idea to not disclose it to the bank in the first place.london-dog wrote: »otherwise why give the third party all their details to contact them
But there really is no reason to cry over spilled milk, just arrange a sit-down with the bank fellas and see if you can negotiate your way out of this. Don't be surprised if you can't.0 -
Because you didn't think it through in heat of the moment? Same way why it seemed like a good idea to not disclose it to the bank in the first place.
But there really is no reason to cry over spilled milk, just arrange a sit-down with the bank fellas and see if you can negotiate your way out of this. Don't be surprised if you can't.
ever helpful as per usual Arleen, i've seen a few of your posts and all have the same tone to them.
OP you can challenge it if you feel it's incorrect follow the processes. all you can do is ask.0 -
Hi,
What was the outcome of your situation?
Thanks0 -
Walkervince12 wrote: »Hi,
What was the outcome of your situation?
Thanks
I doubt you'll get a reply as this thread is nearly a year old and OP hasn't logged in since.
If you have a question, you'd be better off starting your own thread for advice.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Hello all - a blast from a past this, but if I contest this one (just been so busy I never did in the end) and the bank refuse, following CIFAS themselves, failing taking it to court who would I go to escalate the matter? Is it the FCA, the Financial Ombudsman?
Thanks0 -
FOS.
FCA doesn't deal with customer compaints.0 -
Hello all
So I have received an update from the lender - they have confirmed that they have removed the marker.
How do I check it's definitely off though, rather than taking their word for it?0 -
You'd check your credit files.0
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I'm gonna do a SAR to CIFAS and see if it's been done!0
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Experian, Equifax and Clearscore all show if you have a CIFAS just by going on your credit report
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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