Joined 31.05.16

Verbatim

Well done PSL. Great savings and another decision to help get you closer to your goal. Remember that your loan is gone, caput, deceased and shuffled off this mortal coil forever. All done by YOU.
Have a celebratory bubble bath/hot chocolate (at home, natch), walk in the park or whatever comes free!
xx

DaringToDream_2

Hey PSL, just catching up and sounds like you are doing great. Always hard to find the balance of saving and a bit of social (and not becoming a hermit), but sounds like you're finding a pretty good balance at the moment and making some real progress, even if sometimes it doesn't feel like it. Xx

System

Just caught up with you PSL , sounds good your plan. Have a good week xx

Poor_Single_lady

Thank you lovely ladies.
I've got lunch for tommorow and Tuesday organised.
Ironing about to be done and going to change sheets before bed.
Trying to be more proactive and organised rather than reactive and stressed.
In this aim I am trying to go to bed at a regular time this week and see if it helps.
Need to be as strict as possible for the months coming up to new year.

It probably does sound good and isn't going as well as it sounds. but I just need to see a way out of the overdraft that works for me and doesn't make me stressed.
Sorting out a meal plan for the week as I think I will be home each evening until Saturday.

So today
ironing
Skincare
Sheets change
Bed.

System

You paid the loan off , the od will go eventually. Have faith in yourself PSL .

Nothing nicer than clean sheets for a good nights sleep !

Poor_Single_lady

Thank you Cumbria. It's 10 days to payday. Today I spent £3 in Tesco veg and fruit. Took lunch in- small wins.
I feel a strong need to spend bit going to ignore it. As far as possible.

Verbatim

'Course it's possible.
Vx

Poor_Single_lady

Possible but not easy.
Not very much money around next month. I have done my list of everything going out before food, social, clothes and entertainment.
I think it's £8 a day which doesn't feel enough. And it's a long time from august payday to September payday.
No films, shoes, towels or sheets, handbags, kitchen gadgets, creams, books, until January.
Not sure how it is going to work. Payday is next week. Having a quiet weekend then quiet lead up to pay day and quiet bank holiday weekend.


No sheets or towels

armchairexpert

PSL I was thinking about you and the work clothes thing yesterday. This might sound bonkers, but have you consider a clothing plan, like meal planning?

So what you'd do is you'd lay out ten seasonally appropriate work outfits. Reusing clothes, obviously, I'm not expecting you to have ten unique outfits in your wardrobe. Note down or photograph each one. Then all you have to do on a Sunday after the week's laundry is done, is work out which five you'll wear that week and hang them together in the wardrobe. It'll give you a really good sense of how many clothes you actually already have, and stop you having to search through and try things on and whatever.

Poor_Single_lady

Thank you armchair. I will try and do this. I didn't realise I had left some clothes at work so have a few more than I realised. Which is very helpful!