We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joined 31.05.16
Options
Comments
-
Thank you both for advice and encouragement. Its amazing how many people meet each other online. Will put some effort into this in the new year. I think maybe its something for when the loan is gone. Its 7 months left hopefully assuming there is a small bonus in march which relies on the economy not crashing in between now and then.
Going into dating with 3 credit cards instead of 4 plus loan plus overdraft seems a lot better.
Have a social thing I can't miss on Tuesday but likely to be cheap. Then only work in between now and payday. Friday small food shop then Saturday studying at home. No alcohol.
Very tired today. Proper update tomorrow. Good luck to all. xxx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Your mind is focused on this as your main priority right now so you are not leaving yourself any room for more which is normal.
Hope you are feeling a bit better today.
Enjoy your social thing tomorrow!
Dxxx0 -
Wrote a post then lost it. Basicly NSD, hard slog to payday and no real light till january which is a long way off. out tomorrow, possible no post depending on time home. 3 days left. Then the challenge that is september.
4months to year end.
At 31/12/16
Loan £1450
Mbna £3,520 plus £4,000
Sains £2,700
Last credit card expected iro £1000
This would be quite a big improvement so worth being quiet and boring right now to get there.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
It really will be worth it, when you are feeling low or annoyed just think of how you will feel in December when you have achieved this!
Dxxx0 -
These next few months gives you a chance to catch up with yourself, you've been so busy with work and your studies so this gives you some me time just to relax.0
-
Thank you both for all the advice. I am so hot tonight. Didn't spend much today. I paid last time, im not surprised to be told this, I seem to pay for everything in my past life!
Almost payday. Just 2 days and then a few more till the bills are paid. Nothing spendy in the calander that hasn't been included in the budget. We will see what September brings. xxx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
1more day to payday. I've got almost no plans this weekend. Going to do food shop friday night, then very quiet weekend, might see my parents. Need to stay out of the pub. Very poor. Did quick sums at lunch time. I've still got loads of debt and am a chronic overspender. Thinking more about the loan today, just really want it gone. 7 more months, 210 days. 30 weeks. Horrible thing to have ever signed up for.
The first payday in april when I have no loan payment will be amazing a whole £153 richer. I am going to spend every penny on things for me! Its so much money every single month. Under £2000 on tuesday. Then never again.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Trust me 7 months will fly by....sitting here 8 months pregnant wondering where all the time has gone! Your right to have a treat at the end too. Something to keep you focused when you feel like going off course. Think how good it'll feel. Xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Poor_Single_lady wrote: »I've still got loads of debt and am a chronic overspender. Thinking more about the loan today, just really want it gone. 7 more months, 210 days. 30 weeks. Horrible thing to have ever signed up for.
The first payday in april when I have no loan payment will be amazing a whole £153 richer. I am going to spend every penny on things for me! Its so much money every single month. Under £2000 on tuesday. Then never again.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
That time will fly in PSL.
Dxxx0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards