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Tuesday 31st May - What small DFW things will you do today
Comments
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Hi everyone
Here’s me:
Brekkie at home :A
Didn’t straighten my hair
Free tea in work :cool:
Packed lunch for me and OH :A
Leftover roast chicken for tea tonight :A
Posting something OH sold :T
3 x biz emails – they are a must!
Tidying round tonight – really trying to keep on top of this as we’re away this weekend.
Shopped around for the same product and saved £3.50 thanks to a 2 min google search :cool:
Finish off survey in my inbox - £3 pour moi
Bob – sounds like a good decision for you!!
Cat (and Ally if you’re reading) – enjoy your holidays!0 -
Today is overcast cold and blustery, think most of our day we will be based at home.
Today I plan to:
Open curtains fully
Close curtains before it gets dark
Turn off lights and appliances not in use
Post letter today so it can go 2nd class
Take meter readings
Submit meter readings
reusable sanitary wear
Stick to meal plan
B/L/D from stores
Check and reconcile bank accounts
PAD into saving £3.66 -1p
Soak porridge overnightSet DW to run overnight
Set WM to run overnight
Take water with us
Check FPL
Educate children for free
Entertain children and us for free
No heating, we have jumpers and blankets
Make packed tea for us to eat whilst at our evening activities
Do not wash hair
Walk everywhere
Ongoing project:
Cull 100 emails
Keep up to date with destroying confidential waste
Continue making scrap/note pad with used envelopes, the back of used paper all held together with a bulldog clip
Get Yahoo in box to under 300Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hi everyone!
Bob - wishing you well with your decision!
Cat & Ally - hope you have a fab holiday!
Hi Perni! & congrats! I had to return to work after 6 months with both of my babies as I was the one with the regular reliable income (hubs was self employed at the time and his income was variable). It was so hard to leave them when they're so teeny.
Aside from childcare fees, babies are as cheap or pricey as you make it. We bought most things second hand, were given lots of hand me downs (which we are now paying forward) and only bought a couple of things brand new (like cot mattress).
Anyway, today has been a spendy day so far:
- Booked family get together holiday for 2017 using a deal
- bought car tax
- ordered spare parts for vac
made soup for lunch using leftovers and frozen veg
meals from plan/stores
laundry on airer
update YNAB
Hope you all have a fab day xNew total: £24,006
I will do this.0 -
Just a quick post from me. I have had two creditors reply to my letters of offer for my self managed DMP and they have accepted and froze interest. Officially start next month!
Have had to dip into my EF as short this month but have sorted my finances for next month and really need to knuckle down and stick to my budget!
XDMP Started June 20160 -
Hi All
Just done my budget for June. Oops. Have spent far too much on hobby stuff and left myself with almost zero for June. Will be challenging as for a week of June I am away with family. I will try to resist anything as silly as my recent purchases.
Am on target for food.
Have cancelled my swimming monthly subscription as I am way too tired to swim in evenings, and can not go in mornings or lunch times so sadly it is now not saving me money and unfortunately the stopping reflects my life no longer even being able to make it for a quick leisurely dip. The joys of trying to work full time and having a wierd health issue.
Sewing is going well. Have been quilting and I recognise the need to slow down on completion of projects as the cost of the long arm quilter and the materials is prohibitive.
Had a good sort through freezer yesterday and today dogs are enjoying freezer burnt pigs head.
Planted second wave of veg seeds in the garden and was delighted to see some peas sprouting up which have not been eaten by the chickens. So, this is good news.
Speak soon.
Maria.0 -
Afternoon all

Back last night after the weekend away - still pretty shattered, but some bits done today:
Used up a brown banana for breakfast
Wrapped and posted 2 ebay items
Put away most of the stuff from the weekend away
Sainsbugs shop, used vouchers. Took a wine box from the front of the store (they put them out for customers to help themselves) for free ebay packaging
Listed a few more items on ebay
Got a load of washing dry
Been to sales unit to tidy up
Walked mutt, free exercise
HM meals
Spend alert, but got a beautiful pair of lined curtains in William Morris / Sanderson fabric for my dining room for £27. Second hand, obviously
Pulled summer dresses and tops from storage - trouble is, they all need ironing now :eek:
Planted up gaps in front garden pots with petunia plants that I already had
Planted out the French bean and courgette plants that I grew from seed
Watered everything that needed it Pouring with rain now, typical! :rotfl:
Picked more salad leaves and the last of the radishes in a small trough
Still loads to do - that is the trouble with going away :eek:
Update: Ironed my summer dresses and tops, just retrieved from storage
Also ironed some vintage linen items to list on ebay tomorrow
Put up my lovely 'new' curtains
Did another load of washing - hoping for dry weather tomorrow to peg it outside to dry
Dug a few more things out of the loft which can also be listed
Sold 2 more items
Used up some bacon which had come back with us from our weekend away, in a pasta dish for dinner. Had this with the HG salad I picked earlier
Just caught up with the weekend thread - have a lovely holiday Ally, congrats on the job DNMS and Bob - wow, big decision time! Hope you get a good price for your business
Sorry if I have missed anything / anyone else! 0 -
Hi everyone,
I've been poorly today so off work. Must rally myself to go in tomorrow.
NSD and all meals from stores
June is going to be a very tight month as nearly all my 'spare' money went on camping over the weekend
Surveys/ banking/ spending diary done
Have a great evening everyone02 0% £719.20 £434.48
Creation 1 0% £1,829.88 £1,035.81
Creation 2 0% £604.80 £436.80
Car Finance 10.9% £17,163.84 £357.58
Credit Card 24.9% £815.94 £0
Total £21,133.66 £2,264.67
Mortgage £128,560 £113,978
Emergency Fund £1
Debt-Free Wannabe Diary0 -
MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
- Benefits check-up ( Link )
- Coupon Shop Forum list of money-off coupons (Link)
- Cooking On A Bootstrap, cheap recipes ( Link)
- eBid ( Link )
- Freecycle ( Link )
- Free Postcode Lottery ( Link )
- FreeStuff ( Link )
- FreeUKStuff ( Link )
- Income Tax Calculator (Link)
- i-Say Surveys (Link)
- List of online newspapers. At bottom of the linked page. ( Link )
- LuckyPhone free lottery with loyalty rewards (Link)
- Marriage Tax Allowance (Link)
- MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
- MSE Abbreviations Explained ( Link )
- MSE Deals and Vouchers ( Link )
- MSE Wow Offers ( Link )
- NHS Minor Ailment Service article (Link)
- My Supermarket ( Link )
- OnePoll ( Link )
- Quidco ( Link )
- Reclaim PPI at no cost to yourself ( Link )
- Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
- SayNoTo0870 cheap phone number finder ( Link )
- Survey sites that pay for your opinions ( Link )
- Swagbucks ( Link )
- Swapit ( Link )
- Tesco Orchard product testing (Link)
- Tickety Split cheap train tickets (Link)
- Toluna ( Link )
- TopCashBack ( Link )
- Wombling Guide (Link)
- You Need A Budget site and App (Link)
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Bob and Perni, good luck with the next chapters in your life.
Still no time to contribute, but am avidly reading.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
BB I cant believe how far you were driving back then. What a journey.
Maria Im really sorry your health is suffering again. Huge hugs.
Make the Change horray to your offers being accepted.
Princess Hope you feel well soon.
Make the Change it is hard to leave babies when they are small. But someone has to bring in the bacon and well done you for doing it.
Ally Dawn La E thank you all." Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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