Makes my blood boil

Andy_L

5 vacancies of over 100k (max 140k). Fill your boots people
https://www.civilservicejobs.service.gov.uk/csr/index.cgi?SID=cGFnZWFjdGlvbj1zZWFyY2hieWNvbnRleHRpZCZwYWdlY2xhc3M9Sm9icyZrZXk9ZmFpciZ1c2Vyc2VhcmNoY29udGV4dD0yMDA5NTk1NCZyZXFzaWc9MTQ2NDQ1ODAwMy04NTNkNmM1ZDQ0N2ZhODlhM2I3ZGRkNGNjMWI3ZWFjN2U5OTMwMTBk

[Deleted User]

agarnett wrote: »

So Wild_Rover, you're the clever one ... do enjoy your long long retirement with a life expectancy that should mean you are on a pension with modest requirements at taxpayers expense for longer than you ever worked.

You won't mind then if it at some stage in the near future we reduce your personal allowance to £5,000pa, start taxing your new Mondeo - (oops - showing my worn-out private sector age - i think I mean Ford Focus!) - the modest vehicle you plan to buy every three years - at 150% on a large chunk of the factory gate price beyond that price necessary for the cheapest of four wheel personal transports, and also apply a mansion tax on your £½million home? Yes you heard right. Your Ford Focus will now cost you £25,000. It's to fund the civil service pensions - those clever lucky chaps who had it all logically mapped out when they left school and did sterling work before they'd had enough and calculated they could retire early, so it's a good cause

You could trade down to a VW Ups, or maybe a Kia Picanto - fair enough? Its only tax, and think of it this way you'll be getting it back via your unusually generous type of pension designed donkey's years ago when people lived only half as long in retirement!

PS I note your another one who bemoans lack of salary rises in recent years so does not appreciate that in the context of nevertheless being entitled to public service pensions, the annual increase in notional cost of continuing to promise to provide your sort of pension is far greater than a good pay rise!

What? Severe outbreak of bitterness there. Thanks for your good wishes.....;) .

We usually keep our "small" car longer than 3 years.... do you think that public sector staff should pay more for goods than everyone else? Half million pound home? Whose? Not mine :rotfl:. Maybe if the government massively raises taxes to pay for public sector pensions, you'll have point, but as all recent governments appear to have been cutting them and raising personal allowances at the same time, I think you are a bit off the mark.

Look, until we enter some kind of ideal socialist republic, I think you'll have a hard job penalising all those who have done better than others in retirement. As I said in another reply, I didn't design the pension scheme that my employer offered!

It was a good scheme. That's why I joined it. I certainly can't see any reason to feel guilty about it. I have no doubt that many private sector employers don't give a twopenny one about their employees in retirement, otherwise the government wouldn't have had to introduce the law requiring workplace pensions. Maybe you should instead turn your fire on the private sector employers? Many people have saved little or nothing for their pension. Anything to say about them?

WR

Muscle750

Another prime example of Public sector greed is that at GCHQ they pay you £5 a day yes £25 a week or even £100 a month not to take your car to work, so what do most of them do clog up all the side roads nearby and walk the last few hundred yards, funny how nearly all the roads in the town centre have parking meters yet these roads dont. In one road alone the other day there were in excess of 40 cars, there are no houses and at 6pm every single car had gone.
Plus of course theres no over 55s because theyve all gone to sit down and put their feet up and took the money. Those that do go back on the monday after turning 55 take the pension on a friday and go back the following week doing the same job but with a different title

saver861

All rather silly.

Those working in the private sector had full knowledge of the pension arrangements of the public sector. If that is what you wanted then go work in the public sector - the choice was always there.

Two words - 'cake' and 'eat'...

chucknorris

Muscle750 wrote: »

Prime example Wild Rover will more than likely have his pension paid longer than hes actually worked to earn it ...................one word...........................JOKE

No! The word isn't 'joke' it is actually two words 'financial planning', much more effective than whinging about others who have more than you. Personally I don't care if someone has more than me, my focus was on what did we (my wife and I) have, and was it enough, if it wasn't, then work harder, and make your investments worker harder for you too.

agarnett

chucknorris wrote: »

No! The word isn't 'joke' it is actually two words 'financial planning', much more effective than whinging about others who have more than you. Personally I don't care if someone has more than me, my focus was on what did we (my wife and I) have, and was it enough, if it wasn't, then work harder, and make your investments worker harder for you too.

IIRC, chuck you were the clever one who switched out of private sector when you saw the writing on the wall? If so that would mean you had deliberately turned yourself into some kind of parasite relying much more heavily on the taxpayer in your future hopefully long and happy retirement? Correct?

Whereas our friend WR reckons he (or she) was clever from the outset, even though it turns out WR is now planning on enjoying having fortuitously (albeit WR seems to think there was logic and skill involved) become the same sort of parasite.

Now neither of you, please, should take my word "parasite" as any slur on your good character, but in essence the word is correct, is it not?

If you make it to fine old age as we all wish you well to do, you will in fact have taken out far more than you put in, won't you, by way of contribution of your particular skills and labour, or of your own contribution to creating and sustaining your relatively massive pensions?

So call the possible future of the UK what you like, but if the astoundingly rich or fortuitously very comfortable (the latter being the bracket I put you two in)continue to leech off the poor for too long, then there will be civil unrest, and if you are not careful to show that you can understand the other side of the argument, you might easily be hoist by your own patards!

Not literally we trust, but you surely understand what we mean!

saver861 wrote: »

...Those working in the private sector had full knowledge of the pension arrangements of the public sector. If that is what you wanted then go work in the public sector - the choice was always there.

Two words - 'cake' and 'eat'...

Wrong! I know my posts get a bit long, but a little earlier today I did say I made my choice out of university based on the pension being as good as the public sector one (which it once was - even to the point of the government subcontracting part of its responsibility to provide part of my state pension to my employer - such was the gold-platedness of my private pension - the government backed it with their authorisation).

I had a real choice - I had both public and private sector job offers. The private sector had an equally good pension and more on top!

Clearly those who left university at the same time as me, were more likely to decide the same as I did given the choice.

That means that it was perhaps a larger proportion of the also rans that fell into civil service jobs with the lower salaries and pensions not much different to mine.

Get my drift?

Roll on 3½ decades and the also rans have maybe risen to the top of the pile if pension prospects are the measure.

Why?

Well:

1. the private sector were permitted to renege on the DB pensions while parliament and civil service and regulators turned a blind eye and made noises that it must be because the corporates couldn't afford the promises any longer.
2. The private sector were insulated from such jiggery-pokery

Now, in these days where we know that UK plc is bankrupt other than for the hot air that keeps government debt and the pound in the air with no visible means of support, just why do you think your pension promise was better than mine?

WR calls my tone bitterness, but perhaps I should call WR's, and some others, schadenfreude?

chucknorris

agarnett wrote: »

IIRC, chuck you were the clever one who switched out of private sector when you saw the writing on the wall? If so that would mean you had deliberately turned yourself into some kind of parasite relying much more heavily on the taxpayer in your future hopefully long and happy retirement? Correct?

Nope, you've got it all wrong! I retired when I became a multi-millionaire at 42 (from building up from scratch and running two businesses, that I ran alongside working in the private sector). My salary as a chartered quantity surveyor in the private sector by then was my 3rd string income, that's why I retired so early. I entered the public sector 10 years after I retired from the private sector, because by then I had sold one business, and had some time on my hands, and I wanted to become a university lecturer and give something back to society. Although the public sector pension (of £10,600) that I have will come in handy, it pales into insignificance (less than 10%, so again very much 3rd string) when compared to all our other assets. We have paid much more tax than we have gained from me having a public sector pension.

EDIT: By the way, you are only showing yourself up insulting people with your keyboard, it lacks class.

agarnett

chucknorris wrote: »

EDIT: By the way, you are only showing yourself up insulting people with your keyboard, it lacks class.

If that is true then you are also insulting people - as for lacking class, that is the single most important thing we need to get rid of in UK society - class distiction and dillusions of class!

You do indeed have your own patard, I see ... more conspicuous than first impressions implied ... suggest if you really wish to hang on to it for self gratification purposes, you keep it out of sight

RickyB2000

In theory it is a free market and everyone is generally out to maximise their compensation. So people push to get whatever the market can sustain. So I would only look at this as unfair if there was some unethical activity with public funds going on, such as high paid nothing jobs for the boys, compensation agreed by mates of those receiving it etc. Otherwise we May as well complain about his salary, commute to work etc.

Where I am concerned is with the uneven race to the bottom on living standards, particularly recently. Again, free market and all, but I do wonder if your mate was starting out today, even in the CS (which is perhaps protected against this more) whether he would be in as a good position in the future. People in the private sector have been hit particularly hard here.

Muscle750

Multi millionaire but i went back to work to gain a public sector pension and put back something into society..............what a thoughtful man.