Spent convictions & insurance

takman

Car_54 wrote: »

Sounds like a mistake - in your favour.

I'm surprised that it wasn't spotted if it was something they are not allowed to do. I actually asked for clarification and they confirmed it would carry no points, which I had never heard of happening before.

confused_cas

Hi :j

I have read this thread and can confirm that Admiral are increasing premiums because of speed awareness courses.
My sons first insurance policy arrived today with a letter to say that because they had identified that I had attended a speed awareness course the policy had been increased by £30 - an Admin fee. When he challenged this Admiral said that this has not been declared. As his mother we didn't think this had to be declared for his insurance. And to be honest because it avoided any points on my licence I didn't think it had to be declared at all. Am I wrong in this assumption??

pappa_golf

how did they "identify that I had attended a speed awareness course"


a course is not held on any records that are searchable by them , unless you told another insurance Co?

Car_54

If they ask, you have to declare it. AFAIK Admiral group are the only ones who do ask.

You said his premium had increased, but then said it was an admin fee. Which?

pappa_golf

if you told them when a quote was being calculated , it would be taken into account , confused cas states that the have increased they have now increased the quote because they have now "identified" a speed course , identified from where?

George_Michael

confused_cas wrote: »

As his mother we didn't think this had to be declared for his insurance. And to be honest because it avoided any points on my licence I didn't think it had to be declared at all. Am I wrong in this assumption??

As mentioned by others, it has to be declared if asked about.

Admiral:
For the applicant:


And for a named driver:

pappa_golf

however , no publicly accessible records are kept regarding driver awareness courses

Silver-Surfer_2

pappa_golf wrote: »

however , no publicly accessible records are kept regarding driver awareness courses

Not unless you answer yes.

rudekid48

"Publicly accessible records" can include social media, not many people think of that when they post about what they are up to e.g. Attending a speed awareness course....

Never underestimate how many software companies there are out there that sell products to big organisations to allow social media tracking.

Aretnap

rudekid48 wrote: »

"Publicly accessible records" can include social media, not many people think of that when they post about what they are up to e.g. Attending a speed awareness course....

Never underestimate how many software companies there are out there that sell products to big organisations to allow social media tracking.

B..b..b..but... I read on the internet that it was fine to lie to my insurance company about them because the insurers would never find out! Are you really saying that people on the internet aren't always right?