Tuesday 24th May - What Small Debt Free Wannabe things will you do today?

Bobarella

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Bobarella

Morning All

LegoMum just bumping Dizzyblonde's question from the other day about how Bounts works. I know you are a user.

Hugs to BB PF CCLs husband & anyone else who needs/wants one.

Today i will

1. PAD
2. Send OH out with packed lunch
3. Use up leftovers in our meals
4. Check my banking
5. Declutter anything I can
6. Walk as much of my journies as possible
7. Keep on top of household routines
8. Pop a few more items in the charity bag
9. Look for roadkill (loose change)
10. Check for CB arriving in seperate account

Good luck with your lists all.

Bob

crazy_cat_lady

Morning
Thanks for the start Bob. I use Bounts - but didn't see the question about it the other day... It's basically a reward scheme for doing exercise. You hook your Fitbit or other tracker to it and then you get reward points if you do 7000 steps a day or if you check in at a gym etc. These are then exchanged for vouchers. I pay for the premium version (£15 a year I think) but the rewards far outweigh the cost for the amount of exercise and walking I do.
I'm tired this morning. But the sun is out and that's always a bonus.
Here's today's list.
check banking and PAD
full day of teaching
mark a set of books
Apply for Friday off to go back to the hospital with dh
Make sure I do some crochet (I didn't yesterday)
make sure I do some exercise
try and catch up with work missed yesterday
aim for nsd
meals from stores
Think that's it - can't think of much at the moment... Have a good day all.

princess_pea

Hi all, thanks for starting Bob

Poochy had me up before the alarm so we've been out around the block and she has been fed
Another busy day at work
Walk to work and back today
Nice walk with poochy again this evening
NSD
All meals from stores
FPL and banking to check
Must do some surveys at lunchtime
Actually use the staff development hour this morning to work on my assignment
Do some ironing tonight as didn't go near it yesterday
Catch up with some box sets tonight - we're loving Legends and The Affair. Soooo glad we got rid of Sky in favour of Now TV, we haven't missed the full Sky service one bit

Enjoy the sunshine peeps

foxgloves

Morning Tuesday People,
Well I didn't get nearly as much done yesterday as planned. Somethig I thought would be completed by 10.30 took me till after 1pm, then I had to be out for a meeting early evening. I had no energy either. Most unlike me! So today I want to achieve more:
*Laundry done overnight on cheapo tariff. Will peg out to dry & reload for another cheap wash tonight.
*Make tomorrow's packed lunch.
*Water veggie garden & ghouse.
*Move courgettes & squash outside a few hours to start hardening off.
*Do other veggie garden maintenance.
*Plant out more summer bedding. Almost all free seed.
*Find a space for a tray of red lettuces to be planted out.
*Feed garlic & broad beans.
*Finish craft project so sewing machine & stuff can be tidied away.
*Discussed camping food supplies with mr f.
*Do Body Shop order using discount code & my £10 voucher.
*Aim to do a couple of surveys.
Ok, that's plenty. I shall mostly be outside in the sunshine. Got to look after those future food supplies!
Take care of yourselves today,
F x

ziggy2407

Good Morning All

Bob - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well the sun's shining so today I will:

Packed lunch for DH & DS - Done
Check Bank - Done
Ironing (yesterdays washing) - Done
Bump couple of bits for sale - Done
Pamper myself -
Clear Dining Table (again)
Read (in sunshine) -
Continue purge on Emails - Done lots
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone/Ashleigh/Numberplatelotto -

Have a good day! Love to you all!

C x

determined_new_ms

Morning thanks for starting the thread Bob it's been a while since you've started the thread!

So yesterday when we went to the cafe with my friend it was closed so we came back to mine and I made us an English breakfast so I saved the £12 it would have cost :T

Dgd has gone to the cm today so I have the day to do a few bits

do a job search
all meals from stores
going to have a coffee with a friend so will pick up bread, milk and stop at the £shop to get plant pots
hopefully they will have some copper tape - having awful trouble with slugs/snails they have eaten all of the dwarf beans I planted :mad:
Research how to make beer traps
plant out runner beans
promised dgd we will plant sunflower plants and 2 squash plants this evening
load of washing and put on the line, and put away this evening
crazy hour cleaning/flying
have done meal plan/shopping list for while dgd and I are away camping next week. Still need to do the same for the festival we are going to. This weekend
submit meter readings

Ok think that's all I'll do today. Hope everyone has a great day x

HelleBelle

Morning all,

I've been neglectful for the past week - went away with family for a long weekend then have been crazy busy at work. On the plus side - I got a promotion I've been working hard towards tiny increase in money (but hey, every £ helps!) and a lot more responsibility. Seems like I missed a lot of news - hugs to all xx

Today is a wfh home day so fuel saved
all meals from mealplan & stores
reconcile YNAB
reconcile filofax/calendar
budget bonus expenditure (I've spent it 100 times over in my head - need to get it down on paper what I will *actually* put it towards! - most likely car MOT/Tax/insurance as I only started my monthly saving for these 4 months ago)
2 x loads of laundry on the line already

Hope you all have a fab day, I've missed you all! x

Bobarella

Thanks Cat I think she posted later one evening recently. Will make sure and mention it on the NST thread as I did tell her to pop over.

Foxgloves sorry to hear you have had low energy. You are right it doesn't sound like you.

HelleBelle congratulations on your promotion. It all helps
Princess sending all the coffee after your early start.
Determined good luck with your job hunting. Well I was up anyway and for once beat anyone else to it

Have DD wobbling about in the walker so better not be on here too long.

Bob x

make_the_change

Hi All,

Haven't been on for a few days, it's been a little manic. DS1 has been sent home from school as was sick. He has such a weak stomach but has to come home despite not being unwell.

- school run
- playgroup with DD and DS2
- pop to mums and have lunch
- nursery run with DD
- check banking and update finances
- cleaning at home and put wash on
- homemade sausage and apple casserole
- chill

Hugs to everyone x

SpekySquarehead

Afternoon everyone,

Hope you’re all having a good day so far.

Yesterdays list;

- Check banks and YNAB - Done
- Take breakfast and lunch to work - Done
- Make a big batch of soup – Not yet
- Check tax code – Not yet
- NSD – Failed. Spent £2 on snacks
- Try and get some exercise – Not yet

So todays list;
- Check banks and YNAB – Done
- Take breakfast and lunch into work – Done
- Exercise – Will do, booked a class
- NSD – No, my gym class will cost £5
- Do some washing on a low temp then air dry – Will do later