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Barclaycard 25/25 Plan

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  • Nidgey_laa
    Nidgey_laa Posts: 18 Forumite
    Went for the Bcc 25/25 only because of highest % success rate & got accepted :) Also got a very high credit limit of £5900, which i am not sure is a good thing or not ?
  • eschaton
    eschaton Posts: 2,095 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If applying for Barclaycard, go through Topcashback. I did a few weeks ago and got £26.50. It's currently at £26.26 or £27.30 for plus members.
  • eschaton
    eschaton Posts: 2,095 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bit late with that advice. Very good limit considering the debt you are already in.

    Do you really need to borrow to go on a holiday??? If I was in your debt situation then a holiday is the last thing I'd be thinking of.
  • Nidgey_laa
    Nidgey_laa Posts: 18 Forumite
    edited 23 May 2016 at 12:48PM
    eschaton wrote: »
    Bit late with that advice. Very good limit considering the debt you are already in.

    Do you really need to borrow to go on a holiday??? If I was in your debt situation then a holiday is the last thing I'd be thinking of.

    Getting engaged / Holiday - which will be covered for when i cash me shares in. Only reason i am getting this card now is obviously pay off my current credit card, where only paying the min and getting no where. Then taking advantage of 0% purchase for the holiday - just wanted to book that now instead of a last min.

    By Nov the plan is, ill pretty much have the same debt on the credit card as i started with, but already chipped away & then have 20 months of 0% interest left. At the same time i keep me misses happy lol :j
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nidgey_laa wrote: »
    Went for the Bcc 25/25 only because of highest % success rate & got accepted :) Also got a very high credit limit of £5900, which i am not sure is a good thing or not ?

    Nice, glad it all worked out. Good luck with the wedding and enjoy your holiday :)
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Nidgey_laa
    Nidgey_laa Posts: 18 Forumite
    Candyapple wrote: »
    Nice, glad it all worked out. Good luck with the wedding and enjoy your holiday :)

    Thanks mate appreciate your posts & input :beer:
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