Monday 16th May - what small DFW things will you do today?

ClootiesMum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

ClootiesMum

Hope you don't mind me kicking off folks but have to head off to work - an amendment needs made to a spreadsheet that I need to get done asap (sad - I know)
Anyhow today's MSE list for me
Check banks
Take breakfast & lunch to work - no canteen for me from now on
Have several wombled receipts I need to check @ work & hopefully print off
Get plaster from work for sore paw (got a skelf in it yesterday from rose & should put a wee plaster on to draw any infection as it's still sore)
NSD
Ironing tonight (bleugh)

And that's about it - have a good day folks & I'll get you at the other side (about 6 tonight )

Be careful out there and guard those pennies

DawnW

Morning Clootiesmum and all who come along later :wave:
Hope your spreadsheet wasn't preying on your mind all weekend - I used to be dreadful for that, though thankfully for everyone, my job didn't involve spreadsheets :eek:

Lovely and sunny again this morning
Dog got me up bright and early as usual :cool:

Today's list is as follows:

Pay milk bill which arrived this morning. Email them and ask for the bill to be sent by email instead
HM meals from stores,need a couple of ingredients for the meal I want to make today, but only little bits, won't cost the earth
Post 2 ebay sales (I miscalculated, or rather ebay's automatic listing thing did, and I forgot to check, postage on these, which is a bit of a pain, but onwards and upwards!).
Print out postage labels, which will mean fiddling with the printer first :mad: An added complication is that the printer for some reason makes the pup bark manically, so I have to try to do it when he is out (and yes, I know that sounds completely bonkers )
List more bits on ebay, being very careful on the postage!
Go to sales unit to tidy /have a change around in the hope of selling something!
Check for surveys, check FPL
Check banks
See if anything needs watering in the garden later on
Cleaning, tidying, decluttering - not sure where / what yet, but there is plenty to choose from :eek:

OK, another cup of coffee and better get on with it! Hope everyone has a good day

SpekySquarehead

Good morning everyone.

Short list from me, but as ever it's realistic;

- Took breakfast and lunch into work.
- Check banks and YNAB.
- Have shower at gym.
- Charge phone at work.
- Write a shopping list for one of my 2 spend days this week.

Have a good day everyone.

ziggy2407

Good Morning All

ClootiesMum - Thanks for starting us off today, hope you sort the spreadsheet easily

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well the sun's shining and I feel a bit lighter and brighter so today I will:

Packed lunch for DH & DS - Done
Check Bank - Done
Washing & Line Dry - Done
Clean own black bin (as opposed to paying £60+ a year) - Done
List couple of bits for sale - Done
Pamper myself -
Bake -
Read (in sunshine) -
Continue purge on Emails - Done a few
Complete a few surveys -
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Check Lucky Phone/Ashleigh/Numberplatelotto - Done

Have a good day! Love to you all!

C x

foxgloves

Morning Campers,
Sitting under the pear tree with a big mug of coffee. Money saving things done so far:
*Cheap overnight laundry pegged out for free line drying.
*Rubber chicken. It's done 2 days of dinners already. Have frozen slices in gravy for a free roast dinner & also have sufficient for stew. Carcass in slow cooker for stock.
*3 summer containers planted up for front drive. Mixed compost with our own home-made for economy & used overwintered pelargoniums & french marigolds grown from free seed.
*Sown more basil seed. First lot succumbed to damping-off lergy.
*Watered veggie garden & greenhouse.
*NSD
Still to do:
*Pick salad leaves & radishes.
*Make coleslaw.
*Make pizza. No yeast as forgot to buy, so am going to try a soda bread base. Can't see why that wouldn't work.
*Make tomorrow's packed lunch.
*Make a list of things I'd like to achieve this week.
Have to go to a meeting tonight so am keeping today's plans real.
Cheers all,
F x

make_the_change

Hi All,

Its Monday again DS2 has been a grump all weekend and spent last night crying and unsettled, those poor teeth are causing him so much pain.

- nursery run with DD done
- check bank and update figures
- chicken fajitas for dinner, my sister is coming along too
- get school uniform and other necessities ready for tomorrow so I am organised

Pretty rubbish list for me today.... will add more later! x

lambda

Hi Everyone,

Today I updated my YNAB after the weekend and took my homemade sandwiches in to work for lunch.

Looking forward to payday next Friday!

make_the_change

I see Martins tip on the BT price increases so have just managed to leave them and go back to Sky for a brilliant deal! :j

La_escocesa

Hi guys :wave:

Thanks for the kick off Clooties Mum
MTC - sounds good about your switch to Sky :T

Big hellos to everyone else.

I'm working from home this afternoon so thought I'd have a quick post while I'm still on my lunch break (yes, it's 3.30 so not your traditional 'lunchtime').

Me and OH had brekkie at home :A
Packed lunch - leftover chicken salad wraps and crisps
Challenge is to find something for tomorrow... :think:
Need to YNAB
Transfer £££ from paypal to a/c
Picking up OH later - saves tram fare :cool:

I took the first step in getting my time back - gave up the voluntary work I've been doing for the past 6 years and cancelled tonight's yoga - only had 1 booking so I would've had to pay to keep the class going. Going to quit while I'm ahead and build up my other classes first before taking on anyone else's.

Big love everyone :beer:

crazy_cat_lady

Good afternoon
Didn't get time to get on this morning to check in before work. I'm struggling a bit with time and feeling tired quite a lot so by the time morning arrives, even though it's light and sunny, I still don't feel like getting out of bed. It's also not great for being frugal.
So, today so far I have:
:cool: checked banking and PAD
:cool: full day of teaching
:cool: work done after school
:cool: took lunch to work

And still to come:
:cool: take 2 cats to vet (prepaid)
:cool: crochet
:cool: an early night (I hope)

I have to work on getting some sort of balance back in my life...