Tax, MOT but no insurance - can I park on road?

[Deleted User]

takman wrote: »

It doesn't cost £4 to check someone else's car!. You can check to see if any car is insured just by using the number plate and its free!

From askmid

I am entitled to the insurance information about the vehicle detailed above for one or more of the following reasons: It is either registered/ owned/ insured by me or my employer; I am permitted to drive it; I am an Insurance Broker or agent and acting on behalf of my client.
I understand it is an offence to wrongfully obtain information of this nature without any of the above reasonable causes. If I fail to provide true reasons for acquiring this information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data protection Act 1998. I declare that the information provided will not be used for any purposes unrelated to this enquiry.

BeenThroughItAll

[quote=[Deleted User];70637006]From askmid

I am entitled to the insurance information about the vehicle detailed above for one or more of the following reasons: It is either registered/ owned/ insured by me or my employer; I am permitted to drive it; I am an Insurance Broker or agent and acting on behalf of my client.
I understand it is an offence to wrongfully obtain information of this nature without any of the above reasonable causes. If I fail to provide true reasons for acquiring this information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data protection Act 1998. I declare that the information provided will not be used for any purposes unrelated to this enquiry.[/QUOTE]



Notice how they don't actually quote which of the DPA principles could be breached, or indeed whose personal information they are protecting.


It's funny how they'll happily sell you the information for four quid, but won't give it away without threatening you.

takman

[quote=[Deleted User];70637006]From askmid

I am entitled to the insurance information about the vehicle detailed above for one or more of the following reasons: It is either registered/ owned/ insured by me or my employer; I am permitted to drive it; I am an Insurance Broker or agent and acting on behalf of my client.
I understand it is an offence to wrongfully obtain information of this nature without any of the above reasonable causes. If I fail to provide true reasons for acquiring this information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data protection Act 1998. I declare that the information provided will not be used for any purposes unrelated to this enquiry.[/QUOTE]

Yes I know it says that but there is nothing stopping you from entering the person's registration number and checking it anyway!. Do you really think that would stop a nosey neighbor from checking your car?.

AdrianC

Quite. If the DPA was being breached, it would be breached whether payment was being taken or not.

There are no personally identifying details being given away - solely whether a particular vehicle registration is logged on the MID as insured or not.

In fact, it would be much MORE likely to be breached with payment being taken, because that information actually gives you insurer and policy number details - and that's also available FOC using their "roadside" mobile app.

dannyrst

BeenThroughItAll wrote: »

Notice how they don't actually quote which of the DPA principles could be breached, or indeed whose personal information they are protecting.


It's funny how they'll happily sell you the information for four quid, but won't give it away without threatening you.

Exactly. Either the data is protected or it's not. Paying a fee for data doesn't suddenly exempt it from the rules.

engineer_amy

Might be worth checking with your insurer.
Mine allowed me to swap my cover to my new car, then add my old car back on for 14 days, all for the same £25 admin fee that it would have cost for just swapping.
it meant I had a bit of breathing space to get the old car sold, and let the buyer take it out for a test drive.

londonTiger

most practical answer? just park in between cars, not at the end of a row of bays so it doesnt get flagged up by anpr.

Silver-Surfer_2

londonTiger wrote: »

most practical answer? j[STRIKE]just park in between cars, not at the end of a row of bays so it doesnt get flagged up by anpr.[/STRIKE] Don't do it.

Is what you should have advised him, are you the one who tries to bend insurance rules?

agrinnall

londonTiger wrote: »

dont edit quoted words. that's fraud. Something you're always accusing me of doing.

Fraud? Get a grip will you!

Silver-Surfer_2

londonTiger wrote: »

dont edit quoted words. that's fraud. Something you're always accusing me of doing.

:rotfl:

Where have I made a false representation, acted dishonestly, knowing that the representation was or might be untrue or misleading and with intent to make a gain for himself or another, to cause loss to another or to expose another to risk of loss?

I haven't, so how is it fraud?