Complicated - can I live in grandparents house

sheramber

As you grandfather is already in care you will have two lots of care home fees to pay if the house is not disregarded.

Mummylou22

I am not some brat that wants a 'free' house and I resent the implication that I would steal from my grandmother. Please be kind and non judging, you don't know what the person you are talking to has been through. Thanks to all those who have tried to answer my questions without judging. I'm just a working mum with a stupidly low income looking for a way out of a hole of a life. However I will not be pursuing this, it was stressful enough just to ask the question

goodwithsaving

Okay, but just because you've had a rough ride your family members should absorb the costs for you to have your grandmother's house? In a roundabout way you would be penalising those family members who own their own properties etc. Meant in a non-blunt way, what makes you think you are more entitled than they are, just because they've done well for themselves? (I'm not saying you haven't, I just can't think of another way to phrase that I apologise).
Ultimately, when the time comes it will be your fathers money (or however it is divided in the will) and perhaps any siblings of his. But she's very much alive so it's actually hers.....

[Deleted User]

I realise you are in a dodgy situation and desperate, that can make us focus on one thing and ignore the rest. I know (having been in the situation) what you are looking for is hope.., and you aren't finding it on here. But maybe that's because right now you aren't looking in the right place.

1) The move is likely to be less long term than you'd like.., at some point the house will need to be sold either because your gran passes or because the money is needed for care home fees and you being there won't stop this need.
2) It might have a large enough garden, but is the rest of it large enough? Two beds doesn't sound too good for a family with your circumstances. Does it need repairs or altering to be suitable for your needs (an older person's needs are different to those of a younger family)?

I doubt that this is the solution you need.

I know when a family doesn't have a huge earning potential solutions can be difficult to find. I'd suggest you check you are getting all the benefits you can. My older son gets ESA, 2 lots of DLA (also have a ten year old with ASD) and manage fine. I am in social housing though (emergency housing) but managed financially in private rental for four years til evicted. Its not always a bundle of fun, lots of needs to deal with, not a lot of sleep lol but we manage.

A lot of this has happened since going into social housing, even though its emergency accommodation, its a lot more secure (with my LL we always had eviction threats hanging over our heads even though I always paid rent on time) and better than private rental was (but I had to make sure I had proof of the children's needs to get anything other than single room housing), we are presently in a large 2 bed maisonette, its on an iffy estate and not perfect but very happy here. Getting anything to happen on a social housing front is a nightmare and I can see you have already been in social housing so don't know why you aren't now (and not prying), so sorry if anything I am writing is unhelpful.

I hate to say it but what made a big difference was getting help with applying for benefits so the applications were successful. Charities that focus on the conditions in the family can help, as can the CAB, even though you work. If you aren't earning much, I would have thought you would be able to get some additional help (hope so), that will allow you more choices in terms of accommodation.

Ozzuk

Mummylou22 wrote: »

I am not some brat that wants a 'free' house and I resent the implication that I would steal from my grandmother. Please be kind and non judging, you don't know what the person you are talking to has been through. Thanks to all those who have tried to answer my questions without judging. I'm just a working mum with a stupidly low income looking for a way out of a hole of a life. However I will not be pursuing this, it was stressful enough just to ask the question

I didn't call you a brat, simply trying to help you view the house not as a potential home but for what it is - your grans asset to pay for her care.

I'm sure you're an amazing mum just looking out for her family - and that emotional need can cloud your judgement -hence why you've asked for advice, and got it.