Complicated - can I live in grandparents house

AdrianC

So she does not have capacity to make decisions. WHO HAS PoA OVER HER AFFAIRS?

Guest101

Does she want you living there?

Mummylou22

I would love to live there and take care of her, but I have to work, my husband isn't capable and at her current stage of dementia she a: wouldn't cope with that amount of people in the house and b: doesn't come well when the children visit,let alone living with them. It's only a 2bed place so there wouldn't be room anyway. If it had enough rooms I would consider moving us in with her but I don't think it will be practical and I can't quit work to look after her or we will have no income.

Mummylou22

She isn't capable of saying. Her short term memory is about 10 seconds, we go round in circles. My dad is POA.

Mummylou22

Sorry for the repeated post, my phone showed me that I hadn't replied so I hit send again!

Mojisola

Mummylou22 wrote: »

My dad is POA.

So your Dad is legally responsible with making the most of her assets.

Unless you are going to pay a viable rent and this, with her benefits and capital, is enough to cover the care home bill, then it's not on.

AdrianC

Mummylou22 wrote: »

My dad is POA.

Then your father has to make decisions, in HER best interests.

HER best interest is seeing that she receives the care she needs, and that it is paid for, one way or another. It is not protecting any future inheritance. It is not sorting your housing problem. If there's a way to ensure that her care IS provided and paid for, and a side benefit is that she would want to help you out, then that is acceptable.

fed_up_and_stressed

http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS38_Treatment_of_property_in_the_means-test_for_permanent_care_home_provision_fcs.pdf?dtrk=true

This makes it clear on the rules relating to what relatives circumstances can be taken into account when deciding whether a property should be disregarded.

Ozzuk

I agree with Adrian, it may help you to look at this as not a house, but a resource that your gran has to pay for her care.

I get you don't think this is fair, but equally I don't think its fair you get a free house and I pay for your grans care. Yes she has built this asset up which is great - but it is for provision for her care.

So think of the house in terms of its value - would you take 200k cash and leave your gran with nothing for care fees?

Mossfarr

Even if you could cover the cost of your Grans care you need to consider what will happen when your gran eventually passes away. Who will inherit what is left of her estate? Your earlier post suggests that you are not an only child so unless the house has been willed to you alone, your siblings are likely to want their share of the proceeds. The house would probably need to be sold anyway.
Also, you haven't said how your Father feels about your suggestion. The house will be his before its yours, he may want to just sell it and spend or share the proceeds!