New 0% BT from Capital One with no fee

Clariman

Details http://forums.moneysavingexpert.com/showthread.html?t=545171

jojo1978_3

They have also updated the platinum card, from 0% til May 08 to 0% til august 08

http://www.capitalone.co.uk/web/raid/templates/cardlist_temp_10_001.jsp?page_id=10200&context_id=2&pageId=10200

sicker

Thanks Clariman, have just applied with excellent as my status. No immediate decision ,will be notified within 7 working days.

John

vwman_3

sicker wrote: »

Thanks Clariman, have just applied with excellent as my status. No immediate decision ,will be notified within 7 working days.

John

I have as well, have you had any reply yet............

sicker

vwman, expecting a refusal by Friday 14th. Will update when reply arrives.

John

vwman_3

sicker wrote: »

vwman, expecting a refusal by Friday 14th. Will update when reply arrives.

John

Say you dont know, if they didn't give an instant 'No' then you could be lucky, good luck anyway.

sicker

In the example below I tick all five required boxes for excellent credit rating, but having been turned down in June by Capital One, I am expecting the same result on this application. They did a credit search on me on the day I applied so we shall just have to wait and see.

dollywops

My husband received a letter today rejecting his application for this card. I presume the fact that he does not owe anyone any money, apart from £5000 to Morgan Stanley/Goldfish (a bt) and has no outstanding debts except for a mortgage, which is and always has been up to date, he did not meet their lending criteria.

Moggles_2

Originally Posted by Sicker
.. having been turned down in June by Capital One, I am expecting the same result on this application.

If memory serves, applicants who have been turned down by C1 in the preceding 6 months, are normally excluded. Perhaps this card is different.

sicker

Well, that was quick. Received the 'unfotunately' letter this morning which leads me to believe that application was automatically rejected as I had only applied on Thursday. I had considered appealing but decided not to waste any more time. It would have been nice if I had been accepted but as I said earlier their decision is what I expected anyway. Good luck to all other applicants,

John

vwman_3

sicker wrote: »

Well, that was quick. Received the 'unfotunately' letter this morning which leads me to believe that application was automatically rejected as I had only applied on Thursday. I had considered appealing but decided not to waste any more time. It would have been nice if I had been accepted but as I said earlier their decision is what I expected anyway. Good luck to all other applicants,

John

Sorry to hear that you got declined, hope you get better luck next time, after reading some of the threads on here, I will more than likely get the same result as you....