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Buying a flat and want to take my cat...advice please

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  • Thanks....this is what I thought. UK people are generally animal lovers and lots of people live in flats. I can't see people abandoning their pets just because they live in a flat. As for buying a house, yes, it is something I have considered, but I think it would be pushing my finances too hard as I'd be the only person paying the mortgage.
  • Thank you. I can fully understand why some pets might cause problems with noise, mess etc, but as you say, a litter tray trained house cat who has had all inoculations and regular flea treatment shouldn't cause any problems. She doesn't even meiow, so no noise issues either.
  • The reason I'd like freehold, or share of freehold is that I've read about leaseholders who have had problems with management companies charging whatever fees they want for service charges, building maintenance, insurance etc. Apparently if the flat owners have freehold, or share of freehold, they have far more control over how maintenance work, insurance is sourced and paid for.

    However, this is my first venture into the property market, and please feel free to correct me if I've got the wrong idea.
  • bouicca21
    bouicca21 Posts: 6,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you are really worried ask the vendor to show you the lease, or instruct your solicitor not to do any work until he/she has had sight of the lease.

    It's a good idea to check the lease early in the process anyway - you will need to be sure that the actual length of the lease matches up with what the EA tells you.
  • Excellent advice, thank you.

    I'm 100% certain that my cat ownership wouldn't give anyone any problems or cause for concern.
  • Good idea, and yes, I will definitely want to see the lease as early on in the process as possible. Thank you.
  • kinger101
    kinger101 Posts: 6,573 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The reason I'd like freehold, or share of freehold is that I've read about leaseholders who have had problems with management companies charging whatever fees they want for service charges, building maintenance, insurance etc. Apparently if the flat owners have freehold, or share of freehold, they have far more control over how maintenance work, insurance is sourced and paid for.

    However, this is my first venture into the property market, and please feel free to correct me if I've got the wrong idea.

    That control over the maintenance of the property extends who other freeholders in the building. Who might decide they're not happy paying to get things fixed. Or perhaps those on the ground floor think the leaking roof isn't their problem.

    You'll need to make sure there's a mechanism in place to get repairs done.
    "Real knowledge is to know the extent of one's ignorance" - Confucius
  • carefullycautious
    carefullycautious Posts: 2,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 23 April 2016 at 11:52AM
    If you buy a flat with its own front door and no communal areas you will be ok to have your pet.
  • kazwookie
    kazwookie Posts: 14,276 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ask the seller, if anyone in the block has a cat.

    Ask the seller to show you the lease or a copy of it.
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  • The reason I'd like freehold, or share of freehold is that I've read about leaseholders who have had problems with management companies charging whatever fees they want for service charges, building maintenance, insurance etc. Apparently if the flat owners have freehold, or share of freehold, they have far more control over how maintenance work, insurance is sourced and paid for.

    However, this is my first venture into the property market, and please feel free to correct me if I've got the wrong idea.

    If it's freehold then you won't have a lease, will you? You'll be the freeholder!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
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