Has anyone used L&C?

elverson

You can still use your own solicitor with L&C.

IceCreamVan

I found a local solicitor today and decided to go with them. Much easier to deal with them face to face than to have to print out emails get ID certified and post back.

Will see how the mortgage application goes. Should be relatively straight forward.

They are quoting me for life assurance, surveys, building and contents insurance and anything else I might or might not need/want!

kahyang

As a foreign national and FTB, L&C helped find a lender that would lend to me, so that was very useful. Our mortgage broker himself was good and made no mistakes, and given it's FOC, it was an easy decision for us to use them.

natrapx

Used L+C and they were really good, got everything sorted pretty sharpish. The after sales was awful though, desperately wanted you to use them for insurance. Got a quote for home and contents from them, cheapest was £450! And then I got a quote for the same insurance company separately through a comparison website, and it was under £200.

westernpromise

natrapx wrote: »

Used L+C and they were really good, got everything sorted pretty sharpish. The after sales was awful though, desperately wanted you to use them for insurance. Got a quote for home and contents from them, cheapest was £450! And then I got a quote for the same insurance company separately through a comparison website, and it was under £200.

Are you sure it was for exactly the same policy though? Not all insurance policies are the same, not even insurance policies with the same name on.

mildredalien

We're using L&C, so far so good. We've been able to send through all required documents via email and they've processed everything their end straight away.

They did try to get us to use their own solicitor and get insurance etc. through them but weren't pushy about it when we declined.

natrapx

westernpromise wrote: »

Are you sure it was for exactly the same policy though? Not all insurance policies are the same, not even insurance policies with the same name on.

As far as I could work out, being new to the home/contents insurance market. It was the same house, same contents and same details I put in on both systems. But even if it was slightly different, that was the product they were recommending, which was over twice what we actually payed for H+C in the end, and that was their cheapest option.

westernpromise

natrapx wrote: »

As far as I could work out, being new to the home/contents insurance market. It was the same house, same contents and same details I put in on both systems. But even if it was slightly different, that was the product they were recommending, which was over twice what we actually payed for H+C in the end, and that was their cheapest option.

You may find that one was new for old and the other wasn't. With new for old, if there's a fire or burglary and your £2000 TV is stolen, you get a new £2000 TV. If you don't have that clause then you get whatever it's judged to have been worth as a second-hand TV, which may be £100.