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A Journey of Many Pounds Starts With a Single Penny

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Comments

  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    Hope you feel better soon.
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Boo to Bronchitis - hope you are feeling better soon. The weather appears to have brightened up here too after a week of rain. Have a good weekend x
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you everyone for the good wishes. I am on the mend but still taking things slowly. Its a long time since I've had anything as bad as that so I hope its a few years before it happens again!

    Not much MSE news other than I haven't really been spending and I won £3 on the thunderball.:T:D
    I've been doing some surveys whilst I was ill so I am over £20 on OP and YG.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ooh nasty.. hope you're feeling 100% very soon

    :grouphug:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    brizzledfw wrote: »
    Ooh nasty.. hope you're feeling 100% very soon

    :grouphug:

    Thank you - nothing like a dodgy hug to make one feel better:D
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Payday has been and gone (it was nice whilst it lasted:D)

    I swept £13 the day before payday, my standard £235 and an extra £20 to get the mortgage below £250K for tomorrow. Total OP this month is £379.

    Tomorrow I will officially record my mortgage figure for May and it should be the end of my £40K in 40 months challenge, nine months ahead of schedule.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    That is a tremendous achievement, particularly with a relatively young family. I didn't start making any headway until my two were off "the payroll "

    Well done and have a great weekend : )
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    Nine months ahead of schedule is amazing, well done :)
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hello everyone
    I had a bit of time off over half term so I am just catching up. I reached my May target of below £250K at £249,984.94.

    My next goal is below ...£248K:eek::rotfl:
    Its not as bizarre as it seems...honest! £248K is 80% of the original value so below £248K means I have paid off 20% of the mortgage. I should achieve that by July.


    I have some dividends paid this month, I've received one lot and I am waiting for a second smaller amount so there will be some extra OP this month.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done on the progress :) I like the idea of targets too. Hoping I can get to £140k on the mortgage by November as well as keeping on clearing my CCs, sort myself out for the big holiday etc. So will have to be focussed :)

    Have a good week
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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