A Journey of Many Pounds Starts With a Single Penny

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Have a great weekend LG
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LadyGnome
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    Thanks brizzled. Hope you had a good one.


    Just updating my signature and goals page as the mortgage payment goes out tomorrow.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
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    Hello everyone
    It's been a while because I've been very busy in work. I've recently switched to a slightly different role so I've been getting to know how everything works.

    I've been relatively MSE in the last month so everything is still heading in the right direction.

    I did get a bonus but allocated some of it to other spending / stuff that needed doing so only £135 made its way on to the mortgage. However with my other OP I did pay off £376.50 this month.

    I am hoping that I can push the mortgage below £250K by May which will be a huge milestone passed. I don't think I will set any new goals until that is done.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • try_harder
    try_harder Posts: 1,527 Forumite
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    Good to see you back ,i missed seeing your posts and wondered where you were .Still a great overpayment for the month.
  • LadyGnome
    LadyGnome Posts: 801 Forumite
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    Hi try harder


    I will try to be a bit more diligent:o:)


    I've been working long hours and when I get home in the evening I slump and eat chocolate.
    This is me :EasterBun


    Not good for the waistline but quite MSE as I have no time to spend money (except on chocolate obviously:D)
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • try_harder
    try_harder Posts: 1,527 Forumite
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    I know the feeling ,that is definitely me today and i have no excuses i have no job but feeling very unmotivated and tired for some reason and eating a bar of greex and blacx that a very nice friend bought me .On the plus side it is a beautiful day and i think i may go out for a walk with the dog shortly ,i think it is a combination of having the aga on and how warm it is outside that is making me sleepy .Have a good day and glad you are back .
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
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    Great to see you back LG, I hope work will ease off a bit for you. I can eat my own body weight in chocolate if I am stressed and tired, so I definitely know that feeling.
    Have you got any time off over the Easter hols with the boys ?
  • LadyGnome
    LadyGnome Posts: 801 Forumite
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    ;)Hi Busy
    I have the week before Easter off so I get the benefit of the Bank holidays. What about you?
    Hopefully work will calm down a bit at some point, I enjoy it but I am out of the house from 7.10am to 8.45pm some days and it does catch up with you by end of the week. (Not that I am getting older or anything;))
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
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    I have just got the bank holidays off- now I don't have school age children, I like working in the school holidays. The traffic is better and work tends to be quieter. I do have two weeks off at the end of April though.
    I know the Friday feeling well - I am shattered !
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
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    It's Friday again and I am off work next week:j:j


    I've had a very lucky week £5 on the lottery and £25 from ERNIE so there will be £10 for each of the pots when the money hits my bank account.
    I've been quite MSE this week, taking all my food to work which has been better for my waistline too. I've also reduced my chocolate intake by going to bed earlier so I am not looking for an energy boost in the evenings.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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