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A Journey of Many Pounds Starts With a Single Penny

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Comments

  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Lottery money has hit my account so £8.50 to the pots. I've counted up my change and have £20 in £2 coins so will deposit that this week and send another £7 to the pots.


    MrGnome has been playing chicken with Virg1nMedi@. We cancelled and they have now blinked and offered us a deal about £20 pm less than we are currently paying. More for the pots!
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Haha love the playing chicken reference, I have played chicken with Sky and Admiral insurance over the last 2 weeks !
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Busy_Mee1 wrote: »
    Haha love the playing chicken reference, I have played chicken with Sky and Admiral insurance over the last 2 weeks !


    It seems they love us more than we love them:rotfl:
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    :) to global giants blinking first
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Not much to report. £7 sent to the pots from my change so slow but steady progress. I've batch cooked my lunches again so keeping costs down.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Every little helps. Have you got any time off at half term with the boys ?
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hello Busy
    Yes, we went to Portsmouth to the Historic Dockyard. The boys loved it. We spent two full days there and still didn't do everything. Luckily the tickets are valid for a year so we can go back.


    I'm just keeping my head down and plodding on to payday at the end of the week.


    I need to update my signature as my OP last month reduced the term by one whole month...
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sounds like a great day out. And a whole month saved on the term..just reminds us how much the OPs add up.

    Just keep plodding :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Lovely to hear you and your boys had such a great time. My DS also loves anything historic. Sounds like you are making good progress on OPs too
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 25 February 2017 at 1:59PM
    I've updated my signature and my goal pages to reflect what I have managed so far.
    I am not going to set any short term goals as I will hear next month about a possible bonus so want to know that number before setting any new plans.
    Payday money shuffle is done with a bit extra going into the pots this month as there is no Council tax. So £194.50 of OP this month on top of my standard £200.


    Money will be a bit tight this month after the trip away but at least its a short month
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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